New PayPal-Backed BigCommerce Payments to Simplify Merchant Sales

TLDR

• PayPal will launch BigCommerce Payments in the United States in 2026 with international expansion to follow.
• The new service will be fully embedded into the BigCommerce platform for seamless merchant access.
• Merchants will continue to maintain a direct payment relationship with PayPal during and after the integration.
• The embedded service will allow merchants to manage payments through the BigCommerce Control Panel.
• BigCommerce Payments will include key features such as Pay Later options and real-time balance visibility.

PayPal will launch BigCommerce Payments in 2026 for U.S. merchants, embedding its service directly into the BigCommerce platform. The service will offer a unified payments experience, co-branded and accessible through the BigCommerce Control Panel. International expansion will follow after the initial U.S. rollout, according to both companies’ statements.

PayPal and BigCommerce Deepen Integration

PayPal will power the embedded BigCommerce Payments system, maintaining direct payment relationships with merchants throughout the new service. BigCommerce confirmed that PayPal’s trusted infrastructure will power key capabilities, enhancing operational efficiency. The unified interface aims to help merchants manage transactions and operations within a single, centralized portal.

The new service will allow traders to access PayPal’s features, including Pay Later options, directly from BigCommerce’s interface. Travis Hess, CEO at Commerce, stated, “This is a major step in simplifying the commerce experience for merchants.” He added that the goal is to offer better control, flexibility, and visibility through the integration.

Merchants will gain advanced payment tools without leaving the BigCommerce dashboard, streamlining financial management processes. The embedded features will closely mirror PayPal’s own dashboard, removing the need for multiple systems. This system intends to reduce friction in daily operations while enabling faster decision-making.

Unified Payments and Dashboard Capabilities

The BigCommerce Control Panel will host a dedicated money dashboard, which will offer real-time access to balances, payouts, and bank links. Traders will monitor cash flow, top-ups, and currency activities through this panel, enhancing financial transparency. Settings will also connect directly to the PayPal dashboard for deeper configuration.

Michelle Gill, EVP at PayPal, emphasized the goal of pairing PayPal’s reach with BigCommerce’s merchant-first approach. She said the partnership combines “reliability, security, and global capabilities” to help merchants operate more confidently. The companies believe this move will reduce complexity while improving the digital commerce experience.

BigCommerce will also support a seamless transition for existing PayPal Complete Payments users through personalized guidance. This migration will ensure current merchants retain continuity while upgrading to BigCommerce Payments. The offering reinforces PayPal’s broader push to embed its services across diverse platforms.

Tech Overhaul Targets Speed and Efficiency

Under CEO Alex Chriss, PayPal has shifted toward a presence across all commerce channels, both online and offline. The February 2025 launch of PayPal Open brought payment, financial, and risk tools under one platform. The service debuted in the U.S. before expanding to the UK and Germany.

PayPal partnered with JP Morgan Payments to expand its Fastlane checkout service across Europe and the UK. It also joined with Verifone to deliver omnichannel solutions, boosting reach among enterprise merchants. These collaborations underline PayPal’s intention to extend its digital and physical commerce footprint.

In 2025, PayPal initiated a tech overhaul worth up to $300 million over 42 months to enhance scalability and reduce latency. The plan also includes workforce reductions, with completion expected by 2027. The upgrade targets lower operational costs and stronger digital infrastructure.

PayPal continues to innovate with services like PayPal links and crypto payments, which launched in the U.S. in 2025. Venmo, its P2P service, now exceeds 90 million users, with expected revenue reaching $2 billion by 2027. The company’s stock currently trades at $69.06, reflecting a 2.43% daily gain.

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