In the rapidly evolving landscape of digital work, Ruul and MiniPay announce a collaboration that promises to radically change the way freelancers worldwide receive payments. This partnership, the first of its kind, integrates traditional currency payments with stablecoins, offering an innovative and secure solution for those working remotely and selling digital services globally.
Borderless Payments: The Solution to Freelancers’ Challenges
Independent workers, especially those active in emerging markets, have faced significant obstacles in international payments for years: high fees, slow transfers, and local currency volatility. In regions like Sub-Saharan Africa, where 77% of the workforce is self-employed, or in Latin America, where the percentage reaches 36%, these issues translate into tangible risks for those dealing with unstable currencies and having limited access to international banking services.
The collaboration between Ruul and MiniPay was established precisely to meet these needs. Thanks to a borderless payout solution in stablecoin, freelancers can finally receive stable and immediate payments, regardless of their geographical location or local economic situation.
How the Ruul-MiniPay Integration Works
At the heart of this innovation is the virtual IBAN technology provided by Noah and integrated into MiniPay. This system allows Ruul to receive payments in dollars or euros, automatically convert them into stablecoins like USD₮, and credit them directly to users’ MiniPay wallets. The entire process is transparent: clients pay using traditional methods (credit cards, bank transfers, local methods), while freelancers receive payments in stablecoins, shielded from the volatility of local currencies.
Ruul, as the merchant-of-record, manages the entire process: from invoicing to tax compliance, up to payment collection. This model ensures a seamless experience for both buyers and sellers of digital services, combining the familiarity of traditional payment systems with the security and stability of cryptocurrencies.
A Global Impact, with a Focus on Emerging Markets
According to Mert Bulut, co-founder of Ruul, the demand for stable solutions for freelance payments is rapidly increasing, especially in areas where local currencies are subject to significant fluctuations. “This partnership allows us to serve freelancers worldwide, with a particular impact in Latin America, Africa, and Asia-Pacific, where opening international bank accounts is often a challenge and access to stable currencies is crucial,” says Bulut.
Even Murray Spark, Head of Commerce at MiniPay, emphasizes the company’s social mission:
Key Features of the Integration
The integration between Ruul and MiniPay introduces a series of features that cater to the needs of independent workers:
- Sale of digital services: freelancers can showcase and sell their services through the Ruul platform.
- Instant payouts in stablecoin: thanks to automatic conversion via virtual IBAN, payments are credited immediately in stablecoins like USD₮.
- Global payment acceptance: clients can pay with credit cards, bank transfers, or local methods, while freelancers receive funds in stablecoin.
- Automatic tax compliance: Ruul handles the management of cross-border sales taxes.
- Protection from volatility: freelancers in emerging markets can avoid the risks associated with fluctuations in local currencies.
Activating the service is simple: just connect your MiniPay wallet to Ruul with a single click to immediately enable stablecoin payments.
Ruul and MiniPay: Two Leaders Serving Freelancers
Ruul has established itself as a go-to platform for independent workers, with over 120,000 users in 190 countries. It offers tools for payment management, invoicing, and tax compliance, supporting more than 140 currencies and integrating options for advance payments, cryptocurrency payouts, and dedicated support.
MiniPay, for its part, is a non-custodial wallet built on the Celo blockchain, designed to make digital finance accessible and convenient, especially in emerging markets. Integrated into the Opera Mini browser and available as an app for Android and iOS, MiniPay allows users to send, receive, and store stablecoins like USD₮, cUSD, and USDC with minimal fees and without the need to manage gas. Since its launch in 2023, MiniPay has surpassed 10 million activated wallets in over 60 countries, establishing itself as one of the fastest-growing stablecoin wallets in the world.
A New Era for Freelancers’ Digital Payments
The integration between Ruul and MiniPay represents a decisive step towards creating a more inclusive and stable financial ecosystem for freelancers. By combining the compliance and reliability demanded by companies with the flexibility and protection from volatility that independent workers seek, this solution opens up new opportunities for millions of people worldwide.
With the ability to receive payments in stablecoins in a simple, fast, and secure manner, freelancers can now fully participate in the global digital economy, overcoming the barriers imposed by traditional banking systems and currency instabilities. A revolution that, thanks to Ruul and MiniPay, has just begun.
Source: https://en.cryptonomist.ch/2025/11/25/ruul-and-minipay-revolutionize-freelance-payments-stablecoin-and-fiat-in-a-single-global-solution/
