XRP Struggles to Reclaim $2.20 While Market Buzz Surrounds Remittix’s PayFi Expansion

XRP is currently trading at about $2.19 and finding it hard to maintain the level at $2.20. The token again rebounded from around $1.82 and briefly touched $2.30 before the sellers jumped into fast action. Even with new ETF inflows, XRP still trades below key moving averages, and the pressure on the chart makes every bounce look like a test instead of a clear trend change.

Meanwhile, another new altcoin is gaining some more attention, and that is Remittix (RTX). RTX just launched its wallet on the Apple App Store and is now being watched as a PayFi project that could provide massive gains.

XRP Struggles Below Key Resistance

Source: Tradingview

Right now, XRP, which is currently trading around $2.19, is stuck between mixed signals. On the positive side, US-listed XRP ETFs keep seeing inflows. Products from Canary Capital, Bitwise, Grayscale, and Franklin Templeton have pulled in about $622 million so far, with around $35 million added on Tuesday alone. That shows steady institutional interest, even while the spot price looks weak.

The problem is that retail demand has not followed with the same energy. XRP futures Open Interest is still under $4 billion, far below the record $10.94 billion seen when XRP pushed to $3.66. Lower OI means traders are not taking big leveraged bets, which often leads to slower and softer price moves. Any XRP bounce is likely to fade upon reaching resistance until OI starts climbing again.

On the charts, XRP remains capped below the 50-day EMA at circa $2.37, with a descending trend line from the $3.66 high adding additional pressure close to $2.68. The MACD suggests early bullish momentum. However, at 46, the RSI is still resting in neutral territory. It is not strong enough to confirm a big trend change. While XRP trades below both the 100- and 200-day EMAs, around $2.51-$2.52, many analysts still view this move as a relief rally inside a larger downtrend.

Once XRP closes above the 50-day EMA and holds, the door opens for a bigger recovery phase toward $2.50, then to $2.68. Failure and slippage below $2.10 will turn traders’ eyes to $1.90 and $1.80 again as retest zones. The XRP story, for the time being, is one of slow rebuild, not a clear breakout.

Remittix Wallet Launch Signals A New PayFi Phase

While XRP fights resistance, Remittix (RTX) is trying to win attention differently. The project just launched the Remittix Wallet live on the Apple App Store, marking its first major product release. In Phase 1, the app works as a full crypto wallet that lets users store, send, and manage assets in a clean, fast interface that is built to scale.

Remittix has already raised over $28.2 million and sold more than 687 million RTX tokens at around $0.1166, while securing listings on BitMart and LBank, with a third exchange planned. On the security side, the project is fully verified by CertiK, and the Remittix team has passed CertiK KYC, which helps early buyers feel more comfortable compared to many meme-driven launches.

Key points that have traders watching Remittix right now include:

• The Remittix Wallet is live on the Apple App Store as a working crypto wallet, marking a real product milestone.
  
• Crypto-to-fiat payout rails will be added to the same app after the December update, targeting bank accounts in 30+ countries.
  
• The project is fully audited and verified by CertiK, with the core team’s KYC, which boosts trust for new investors.
  
• Listings on BitMart and LBank are already secured, a third CEX is in progress, supporting deeper liquidity and easier access.
  
• Already, an Android version of the wallet is in motion, showing that the ecosystem is growing across both major mobile platforms.

Balancing XRP Resistance With PayFi Growth

Together, these trends show a split in how traders think about payment tokens. XRP still holds the big liquidity and ETF pipeline, but it struggles under technical resistance and soft retail demand. Remittix is much smaller, but it is already shipping apps and building rails that normal users can touch today. Some investors use XRP as a larger, ETF-driven play, and treat RTX as the higher-growth PayFi bet that could benefit if digital remittances become the next big narrative.

FAQs

1. Why does XRP fail to break above $2.20?

XRP also faces strong resistance from the 50-day EMA around $2.37 and a descending trend line from its $3.66 high. Futures Open Interest is also weak, so there is not enough leveraged demand to push prices through these zones yet.

2. Do XRP ETFs still matter if the price is flat?

Yes, steady inflows into XRP ETFs show that institutions are still adding exposure. However, without stronger retail interest and better technical signals, these inflows alone may not be enough to start a big rally.

3. What makes Remittix different from XRP and XLM?

XRP and XLM focus on cross-border settlement at a network level, while Remittix is building a mobile wallet and PayFi stack that sends crypto into real bank accounts. RTX combines payments, FX, and consumer apps in one ecosystem.

4. Why is the Remittix Wallet on the App Store a big deal?

This is because it proves that Remittix is more than a whitepaper. A live iOS wallet shows real development progress and gives users something they can download and test today, before the full crypto-to-fiat features arrive.

5. Is Remittix guaranteed to go up because of the wallet launch?

No, as even strong projects carry risk, and prices can still fall. The wallet launch, CertiK KYC, and CEX listings are positive signs, but anyone buying RTX should still do their own research and use careful position sizes.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway