Mutuum Finance (MUTM) Phase 6 Crosses 96% With High Demand

A fast-moving new cryptocurrency is nearing one of the most important points in its early trajectory. Mutuum Finance (MUTM), priced at $0.035, has now crossed 96% allocation in Phase 6, and buyers are watching closely as the final portion continues to shrink.

With growing participation and major development milestones approaching, many investors are asking whether this is the last chance to secure MUTM at this entry level before a sharp shift in pricing arrives.

Rapid Presale Progress and Expanding Participation

Mutuum Finance introduced its token offering in early 2025 with an initial price of $0.01, and participation has continued to expand since launch.

Each stage progressed at a steady pace, eventually lifting the token to $0.035, marking a 250% increase during the development period. Unlike many new crypto offerings that fluctuate in activity, MUTM has maintained a consistent flow of interest as it moved from one phase to the next.

The project has now secured over $19M in total funding and has grown a global community of more than 18,200 holders. Out of the 4B total supply, 1.82B tokens — which equals 45.5% — were reserved for early distribution. More than 800M MUTM have already been acquired throughout previous stages, showing sustained engagement from both returning and new participants.

Phase 6, priced at $0.035, has now reached 96% allocation, leaving only a small amount of supply available at this entry level. As the price moves closer to the upcoming $0.06 launch value, this phase has seen a noticeable rise in activity.

The project also maintains strong daily engagement through a 24-hour leaderboard, where the top contributor earns $500 in MUTM. This feature continues to attract active participants and keeps momentum high.

Mutuum Finance also supports direct card payments, making it simple for new users to join without navigating complex onboarding steps. This accessibility has played an important role in expanding participation and accelerating progress as Phase 6 moves toward full completion.

What Mutuum Finance Is Building

Mutuum Finance is developing a decentralized lending protocol built around a dual lending system. This structure supports different borrowing needs while maintaining transparency, predictable rates and risk controls. Instead of being a hype-driven project, Mutuum Finance is focused on building real DeFi infrastructure.

At the center of the ecosystem is the mtToken system. When users supply assets into Mutuum Finance, they receive mtTokens that increase in value as borrowers repay interest. This approach allows users to earn yield based on actual protocol usage instead of inflation-based reward emissions.

Mutuum Finance also utilizes a buy-and-distribute model. A portion of protocol revenue is used to buy MUTM directly on the open market.MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This creates ongoing buy pressure and supports the long-term sustainability of the token.

To strengthen reliability, the project completed a CertiK audit, earning a 90/100 Token Scan score, and lending contract architecture is now being reviewed by Halborn Security. These audits help validate the system ahead of the platform’s first public release.

V1 Launch Timeline and Why Phase 6 Is Moving Fast

According to the official Mutuum Finance X account, V1 is scheduled to launch on the Sepolia Testnet in Q4 2025. The release will include the liquidity pool, mtTokens, the liquidation bot and the debt-tracking system. ETH and USDT will be the first supported assets.

V1 is considered one of the most meaningful milestones for the project because it will allow users to interact with the lending engine before the mainnet release.

Many early-stage DeFi projects do not release functioning features before listing, making this a differentiator for Mutuum Finance. Investors watching development progress closely say V1 may help build user confidence and expand demand once borrowing markets open.

This upcoming V1 release is one of the main reasons Phase 6 is filling more quickly than previous phases. Users commonly increase participation ahead of major technical milestones, especially when the token is still priced below its expected launch value.

Whale activity has also accelerated Phase 6. A recent $100K purchase pushed the offering closer to full completion. Whale participation during late-stage offerings is often seen as a strong indicator that large buyers believe in the long-term roadmap. As these allocations occur, smaller buyers typically follow in anticipation of further movement.

With only 4% of Phase 6 remaining, attention has shifted toward what happens once the current allocation fully closes. Historically, late presale stages tend to sell out quickly when users expect price progression, and that pattern is now beginning to form around MUTM.

Why the Final Portion Matters Now

Phase 6 represents the last chance to purchase MUTM at $0.035, which is far below the project’s stated $0.06 launch price. Users following the token note that each presale stage has filled faster than the one before it. This pattern has held true through all stages of Mutuum Finance, and Phase 6 is currently moving at the fastest pace to date.

The shrinking supply is also significant for users watching early DeFi projects. Tokens priced under $0.05 with working products and full audits are uncommon.

As Mutuum Finance moves toward its first public release, more users are taking notice of the combination of early development, strong security steps and rising participation.

This environment has created an important moment for the project. With V1 approaching, security audits in progress, user numbers increasing and Phase 6 nearly complete, Mutuum Finance is entering a phase of rapid visibility across the top crypto landscape.

With nearly $20M raised, over 18,200 holders, mtToken yield, a buy-and-distribute model, stablecoin development, dual lending mechanics and multiple audits, the project is becoming one of the most actively followed new crypto releases of 2025.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

:::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision.

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