The digital payments sector is poised for a groundbreaking transformation thanks to the collaboration between Noah, a global leader in payment infrastructure, and Portal, a development platform for stablecoins.
The announcement, made public in London on December 4, 2025, introduces for the first time the possibility for developers to integrate virtual bank accounts and global payouts directly into stablecoin applications, eliminating the barriers between traditional and digital currencies.
The Integration That Eliminates Friction Between Fiat and Stablecoins
Until today, the transition between fiat currencies and cryptocurrencies has been a challenging journey for users: it required exiting the application, relying on external services, or dealing with complicated banking procedures.
The partnership between Noah and Portal radically changes this scenario. Users will now be able to:
- Instantly add funds from USD, EUR, and other major currencies via simple virtual transfers
- See funds automatically converted into stablecoins, ready to be spent, saved, or sent in real-time
- Make payments to over 70 markets worldwide, with fast local delivery options in Latin America, Africa, Asia, and Europe
All of this occurs directly within the wallet, without the need for external steps.
A Simplified and Secure User Experience
Users need to complete the KYC (Know Your Customer) process only once through Noah’s onboarding system, thereby obtaining their virtual account details. §
From that point on, they can manage transfers and conversions easily, in compliance with regulations, and within seconds. Noah handles all compliance and licensing procedures, while developers only need to integrate the dedicated module.
An End-to-End Infrastructure for the New Digital Finance
The integration between Noah and Portal represents the first regulated and comprehensive solution within the stablecoin layer of an application. The operational flow is clear and straightforward:
Incoming bank transfer → instant settlement via Noah → Portal stablecoin layer → swap, yield, payout, or wallet actions → global outgoing payout
For developers, this solution eliminates the need to directly manage compliance, account infrastructure, or regulated licenses, addressing one of the main obstacles of digital finance and international payments: enabling the movement of real money directly within the apps where users spend their time.
Focus on Emerging Markets
The new infrastructure is particularly relevant for high-demand markets like Latin America, where stability, speed, and local delivery options are crucial.
Today’s announcement brings regulated accounts, instant settlement in stablecoins, and over 70 payout corridors within wallet experiences, opening access to modern financial services for millions of people worldwide.
Wallet-native infrastructure: the future of fintech
The fintech sector is undergoing a transition towards a wallet-native infrastructure.
Users and companies increasingly expect identity verification, account access, settlement, and payouts to be available directly within the apps and wallets they use daily, without resorting to external services or fragmented solutions. They want to act in real-time, within trusted apps, without compromises.
Simultaneously, the stablecoin market is experiencing significant expansion: by 2025, a 50% growth is anticipated, with a market capitalization reaching $200 billion.
This growth fuels the demand for wallet-layer services and the need for infrastructures capable of moving and regulating digital money with the same ease as any other digital experience.
Noah and Portal: A Synergy for the New Generation of Financial Applications
Noah provides the reliable and compliant infrastructure that lowers the barriers to stablecoin adoption, bringing the movement of real money directly into applications used by millions of people.
Portal orchestrates the development layer that connects stablecoins to banking, payout, swap, yield, and identity. Together, they enable developers to offer global, compliant, and intuitive financial experiences.
Shah Ramezani, founder of Noah, emphasizes: “This is a milestone for the industry. Noah will be the first provider to bring virtual bank accounts and over 70 global payouts directly into the wallet infrastructure. In markets like Latin America, where real settlement is essential, our combined solution eliminates months of integration work and allows teams to launch services instantly.”
Parsa Attari, co-founder and CEO of Portal, adds: “Noah and Portal are lowering the barriers between stablecoins and real finance. By integrating regulated accounts and global payouts into the stablecoin layer, developers gain the fastest route for multi-currency and compliant money movement. Portal’s mission is to offer a unified interface for stablecoins, compliance, swaps, yield, and real payouts from day one.”
Who are Noah and Portal
Noah builds financial infrastructure that connects banks, payment networks, and digital finance, with the goal of making modern finance interoperable and enabling the movement of value across currencies, markets, and networks.
Among its products are Bank Onramp, Global Payouts API, Hosted Checkout, and Rules Engine, which enable compliant and real-time money movement on a global scale.
Portal offers stablecoin infrastructure and development tools for global applications, combining identity modules, key management, yield, swap integrations, and wallet-layer SDKs. Since 2025, following its acquisition by Monad Foundation, Portal operates as an independent subsidiary focused on enabling the next generation of global financial applications.
A New Era for Global Finance
The integration between Noah and Portal marks a crucial step towards more accessible, faster, and global digital finance.
With the ability to manage virtual accounts, instant settlements, and payouts in over 70 markets directly from stablecoin wallets, millions of users and developers can now access modern financial services without regulatory or technical barriers.
A decisive step towards full interoperability between traditional and digital currencies, promising to redefine the future of global payments.
Source: https://en.cryptonomist.ch/2025/12/04/noah-and-portal-revolutionize-digital-payments-virtual-bank-accounts-and-global-payouts-directly-into-stablecoin-wallets/
