- Ripple Singapore MPI license expansion clears XRP and RLUSD for regulated cross border payments in APAC.
- MAS approval lands as APAC on chain activity jumps 70 percent and institutions test XRP payment rails.
- Analysts see a pathway to $4 XRP by Q2 2026 as Singapore and ETF flows lift long term demand.
On December 1, the Monetary Authority of Singapore (MAS) approved an expanded payment license for Ripple’s subsidiary within the region. Analysts consider this a significant development in Ripple’s expansion program and a move that could boost XRP’s price in the future.
Related: Ripple Expands Singapore MPI License for Full Institutional Custody & Trade
Ripple’s Significance in the APAC Region
It is worth noting that Ripple’s backing by the MAS comes amid growing institutional interest in the crypto industry across Southeast Asia. According to reports, on-chain activity within the region jumped 70% year-on-year, and Ripple’s clearer regulatory backing, alongside its expanding payment utility, could form the springboard for the next adoption phase. Per predictions, analysts project a $4 target for XRP by Q2 2026.
In the meantime, the latest regulatory milestone involves the expansion of Ripple’s Major Payment Institution (MPI) license, allowing Ripple Markets APAC Pte. Ltd. to offer a broader range of regulated digital payment services. For context, Ripple can now use XRP and its RLUSD stablecoin to facilitate end-to-end cross-border payments under Singapore’s regulatory framework.
A Forward-Thinking Approach
Ripple’s President Monica Long expressed satisfaction with the development, describing it as a “forward-thinking approach” by the Singaporean government. According to Long, innovation thrives when rules are clear, and the expanded license lets Ripple invest more in Singapore and build infrastructure for efficient cross-border money movement.
It is crucial to note that Ripple has maintained an APAC headquarters in Singapore since 2017, and will ride on MAS’s regulatory clarity on digital assets to scale its services. The latest development will allow Ripple to offer support to banks and fintech companies, driving crypto adoption in Southeast Asia.
Analysts consider the latest event a boost for XRP and a development that will support the cryptocurrency’s demand. They expect a wave of adoption that will create the pathway for XRP’s price to return to historic highs and potentially reach a $ target before the middle of 2026.
XRP’s Quarterly Pattern And Market Sentiment
In the meantime, it is worth noting that XRP has registered positive returns in all but one of the first quarters since 2021, which gives the token a track record of starting calendar years on a stronger footing than it often ends them. That history shapes trader psychology, because recurring Q1 strength encourages buyers to look past late-year pullbacks.
CryptoRank’s data reveals that XRP has declined 27% in the current quarter after surging 240% in Q3 2025. However, prevailing signals and technical price developments suggest the current pullback may be nearing its end. Therefore, aligning with the analysts’ prediction could imply an upcoming rebound for XRP within the early weeks of 2026.
Related: Digital Asset Fund Inflows Hit $716M: XRP and Chainlink See Record Demand
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Source: https://coinedition.com/xrp-price-could-hit-4-by-2026-after-singapore-expanded-ripples-mpi-license-analyst/
