In one of the most consequential announcements of the year for consumer crypto adoption, Sei Network has partnered with Xiaomi to bring onchain payments, stablecoin transfers, and seamless digital finance into the core of Xiaomi’s global device ecosystem.
The collaboration positions Sei to reach users at a scale unmatched by any blockchain project to date.
This partnership shifts crypto from something users must seek out to something pre-installed, frictionless, and natively integrated into the everyday mobile experience. If successful, it represents a turning point for global crypto adoption, one where blockchain becomes an invisible but foundational part of mainstream financial activity.
Xiaomi’s Global Scale Brings Unprecedented Reach
Xiaomi enters this partnership with one of the most powerful hardware distribution networks in the world. The company is the third-largest smartphone manufacturer globally, holding 13% market share and supporting a massive 680 million users across its ecosystem. No crypto project has ever secured this level of operating-system integration or had direct access to such a large, global device footprint.
This instantly elevates Sei from a fast, developer-driven Layer-1 chain to a blockchain with real distribution power, distribution that touches multiple continents, dozens of markets, and hundreds of millions of mainstream users who have likely never interacted with crypto before.
In the crypto industry, where most adoption still relies on self-custody apps, browser extensions, niche wallets, or specific device lines, this scale is unprecedented. It redefines what “mainstream adoption” truly looks like.
168 Million New Devices Every Year With Sei Pre-Installed
The technical heart of the partnership is simple: every new Xiaomi smartphone will ship with a Sei-developed finance app already installed. Xiaomi sells 168 million+ devices per year, which means Sei gains a guaranteed, recurring distribution pipeline that no crypto wallet, L1, or consumer-app project comes close to matching.
- There is no onboarding friction.
- No need to search for a wallet.
- No downloading.
- No navigating seed phrases on day one.
- No learning curve before first use.
It is crypto delivered the same way messaging apps, email clients, and payment tools are delivered, already there when the user unboxes the phone. In crypto adoption, friction has always been one of the biggest barriers. Xiaomi and Sei together are removing that barrier entirely.
Every year, a new wave of Xiaomi users will encounter Sei by default. That creates exponential, not linear, exposure, something no exchange, wallet, or hardware crypto project has been able to replicate at this scale.
A Full Financial Hub Built Natively by Sei
Rather than simply embedding a wallet, Sei is introducing a complete personal finance hub. This includes support for:
• Stablecoins
• Onchain payments
• Asset transfers
• Broad onchain activity
The app is integrated into Xiaomi’s device interface and sits inside the Xiaomi App Store, supported by the company’s global advertising network. That means the product is not a hidden utility, it’s something actively promoted across Xiaomi’s ecosystem.
The strategic design positions Sei as the default financial layer for Xiaomi users, a direct counterpart to Apple’s integration of Apple Pay and Wallet inside iOS. But unlike traditional systems, this hub is onchain, open, and able to support global stablecoins and decentralized activity.
This is the first time a blockchain protocol is not just providing infrastructure, but actually building the financial operating system inside a major hardware manufacturer’s devices.
Real-Time Stablecoin Payments Through MiPay
One of the biggest breakthroughs in the partnership is the addition of onchain stablecoin payments inside MiPay, Xiaomi’s equivalent of Apple Pay. By connecting Sei to MiPay, users will be able to make stablecoin purchases with the same simplicity as tapping their phone at checkout.
This creates a familiar user experience for millions of consumers while quietly routing value over blockchain rails. The stablecoin payment flow becomes:
Tap → Confirm → Settle Onchain.
This is the closest step the industry has taken toward making blockchain payments feel like native mobile payments rather than complex crypto transactions. Users no longer need to understand gas fees, bridges, or wallets. The technical complexity disappears, leaving only a smooth, intuitive payment flow.
The integration also sets the stage for a broader consumer payments loop, real-world stores, real-time transfers, and instant settlement that feels no different from traditional mobile payments.
Onchain Payments Expand to 20,000+ Retail Stores
The partnership goes beyond digital payments. Xiaomi’s global partner network spans over 20,000 retail stores, all of which will now support stablecoin payments through the Sei-powered system.
This builds the first large-scale, real-world onchain payment loop, one where the user pays with stablecoins, the retailer receives stablecoins, and the entire process happens through mobile hardware already in their pocket.
This breaks one of crypto’s most persistent barriers: real-world utility.
It’s no longer crypto used only on crypto platforms.
It’s not theoretical.
It’s daily financial activity, groceries, electronics, services, processed directly through blockchain infrastructure.
For the first time, the crypto ecosystem has a meaningful path toward everyday economic usage in physical locations across multiple regions.
Sei Gains Distribution Power the Crypto Industry Has Never Seen
When comparing crypto’s current leaders to Xiaomi’s distribution, the difference is staggering:
• Coinbase: ~105M users
• Phantom: ~15M users
• Solana Saga: niche hardware
• Base App: early-stage
• Xiaomi x Sei: 168M new devices every year, 680M existing users
No hardware wallet, no mobile crypto phone, no single chain, and no centralized exchange comes close.
This is not just a big partnership. It is the largest hardware distribution deal in crypto history and signals a structural shift in how blockchain will reach mainstream audiences.
Sei emphasizes that Xiaomi is only phase one. The app can expand to more Android devices and potentially iOS in the future.
A Turning Point for Mobile Crypto Adoption
This collaboration marks the closest step yet toward making crypto a default financial experience. By moving blockchain from something users choose to download into something installed by default, the adoption curve changes completely.
Crypto adoption won’t grow linearly.
It will scale exponentially, through hardware, not hype.
Sei and Xiaomi are setting a blueprint that could reshape the entire mobile ecosystem and push blockchain into everyday financial life for hundreds of millions of people.
Disclosure: This is not trading or investment advice. Always do your research before buying any cryptocurrency or investing in any services.
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Source: https://nulltx.com/sei-network-and-xiaomi-announce-landmark-partnership-to-bring-stablecoin-payments-to-hundreds-of-millions-of-devices/
