Crypto Boom: Policymakers Revolutionize the Industry in 2025 with Groundbreaking Reforms

• The US Senate is running out of time to pass the bill, with only a few days left in 2025.
• Four major points of contention remain, including ethics rules and stablecoin regulations.
• Industry leaders are optimistic about the bill’s chances, citing bipartisan support and momentum.

Crypto regulations are running out of time, as the US Senate has only a few days left in the 2025 calendar to hold a markup hearing on the crypto market structure bill. Despite this, Senate Banking Committee Chairman Tim Scott expressed confidence in the bill’s chances, pointing to the momentum and bipartisan support as two of the main factors.

If passed, the legislation would be a major move towards a federal regulatory framework for crypto, something that has been a priority of lawmakers and industry leaders throughout 2025.

Key Points of Contention

There are still four major points remaining to be worked out, among which are questions about ethics rules for officials and digital assets, if stablecoins should be used for yield, and what the US Securities and Exchange Commission (SEC) would be allowed to do in terms of deciding which tokens it governs and the treatment of decentralized finance (DeFi).

The White House has already opposed the Democrats’ approach to ethics, which would prohibit the most senior government officials from benefiting from crypto interests. On the other hand, the entire industry has indicated certain areas that it will not compromise on the freedoms that DeFi should have.

Even though there are differences in certain bargaining positions, the Senate is still very much involved in high-tempo and intense negotiations. Lawmakers together with industry leaders are trying to come up with a comprehensive crypto law. At the same time, the regulators who would be enforcing the law are taking their own steps in trying to set some of those points via statements, guidance, and rule proposals.

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The Road Ahead

The Senate is running out of time and can hardly extend its activities to more than a few workdays. The legislators have gone back to their districts for the weekend while their staff may still be at work.

Although the unveiling of draft legislative documents might still happen, those who are inside the digital asset space have already started to foresee the scenarios of January. Should possible markups in the Senate Banking and Agriculture Committees take place in the early days of 2026, there will still be time before another budget showdown might happen.

Also Read: Kalshi and Phantom Join Forces: A New Era for Crypto Prediction Markets in 2025

Industry Optimism

In spite of the obstacles that lie ahead, the top figures in the sector are still positive as to the probability of the enactment of the laws. Digital Chamber CEO, Cody Carbone indicated that he had never been so optimistic and had never witnessed that both parties were so willing to negotiate. There is an authentic eagerness and momentum on the part of all involved to complete this project.

Such a law’s completion would, in effect, provide the US positions on the definition of crypto tokens, implementation of the rules for how the markets will operate, and assignment of the different agencies with the authority over the various ​‍​‌‍​‍‌​‍​‌‍​‍‌activities.

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