US Crypto Legislation May Face Delay Until 2027

A confidential analysis by TD Cowen suggests that U.S. cryptocurrency market legislation could face delays until 2027 for passage and 2029 for implementation due to political conflicts.

These potential delays could hinder U.S. crypto market innovation, as regulatory clarity remains critical for industry stakeholders navigating uncertain legislative landscapes.

Political Divisions Threaten Crypto Legislation Timeline

Market reactions note the absence of official confirmations related to the January 6 prediction, raising questions about the feasibility of the timeline shared by TD Cowen. Despite the report, stakeholders emphasize progress towards advancing discussions in early 2026, led by key congressional figures like Jaret Seiberg and Tim Scott.

Tim Scott, Senate Banking Committee Chair, – “We’re making progress toward an early 2026 markup; any mention of delays is speculative at this point.”

Cryptocurrency Market Dynamics and Regulatory Challenges

Did you know? The cryptocurrency legislation’s delay resembles the 2025 CLARITY Act stall in the Senate, highlighting persistent legislative challenges in adapting laws to the crypto sector’s evolution.

According to CoinMarketCap, as of January 6, 2026, Bitcoin (BTC) trades at $93,921.82 with a market cap of formatNumber(1,875,814,678,245, 2). Reflecting market shifts, the 24-hour trading volume surged by 69.93%, while BTC recorded a 7.75% rise over the past week, offsetting recent longer-term declines.

The Coincu research team emphasizes potential delays in US crypto legislation impacting market dynamics, as seen in historical precedents like the CLARITY Act. They stress the need for bipartisan consensus to achieve regulatory clarity, crucial for ensuring the United States remains a leader in crypto innovation.