Ripple Rules Out IPO as Growth Focus Remains on Private Expansion

In Brief

• Ripple rejects IPO plans and continues scaling through private funding and acquisitions.
• 2025 acquisitions strengthen Ripple’s enterprise payments, custody, and liquidity services.
• XRP trades at $2.24 with weak daily action but a strong 20% weekly gain.

Ripple has confirmed it will not pursue an initial public offering (IPO), choosing instead to expand through private markets. The company said its strong financial position allows it to invest in growth without relying on public capital.

This follows a $500 million private funding round in November 2025, which valued Ripple at $40 billion. The round included protections for investors and was described as favorable to the company’s long-term strategy.

By staying private, Ripple maintains control over capital allocation and can focus on product development without quarterly market pressures. The firm aims to build financial infrastructure using blockchain while meeting the needs of institutional clients.

Management indicated that public listings are often used for liquidity or broader investor access, but Ripple does not currently require either. Instead, the company will continue to scale operations using internal resources and strategic private backing.

Expansion Through Acquisitions and XRP Price Update

Ripple accelerated its enterprise roadmap in 2025 with four major acquisitions, including GTreasury, Rail, Hidden Road, and Palisade. These deals, worth nearly $4 billion, strengthen Ripple’s position in global payments, custody, and digital asset infrastructure.

The company’s dollar stablecoin, RLUSD, supports these services and sits at the center of its ecosystem. Ripple also expanded into lending and prime brokerage, building new offerings through its institutional arm.

The company plans to pursue more acquisitions and deepen industry partnerships through 2026. It views this strategy as essential to long-term growth and market relevance.

XRP 24hr chart Screenshot | Source: CoinMarketCap

Meanwhile, XRP is trading at $2.24 with a 0.42% intraday rise but a 24-hour drop of 4.54%. Despite short-term selling, it remains up 20.29% over the past week, signaling continued investor interest and bullish sentiment.