OCC Rejects Senator Elizabeth Warren’s Request for Review Of WLFI Bank Charter Application

Key Insights

• Full speed ahead for WLFI bank charter pursuits as Senator Warren’s request gets shot down.
• A look at WLFI’s plans as it pursues more involvement in the stablecoin space.
• WLFI crypto closes the week with a 7% upside.
• WLFI’s USD1 adds $1.4 billion to its market cap in the last 2 days

World Liberty Financial’s WLFI has emerged as one of the few winners this week amid weak demand in the overall crypto market. It may owe this performance to a partial win courtesy of a decision made by the Office of the Comptroller of the Currency (OCC) this week.

Earlier this month (7 January), WLFI, through WLTC Holdings LLC, submitted its filing for a bank charter at the OCC desk. However, less than a week later, US Senator Elizabeth Warren penned a letter to the SEC, calling on the regulator to pause its review of WLFI’s bank charter filing.

Senator Warren argued that US President Donald Trump should first rid himself of his financial interests with WLFI.  She claimed that President Trump’s affiliation with World Liberty Financial meant he would profit directly if the bank charter were approved, courtesy of his ties to WLFI.

Despite her argument, Senator Warren’s request was turned down. The OCC stated that it will remain impartial and proceed with the application review.

WLFI will be able to operate its USD1 stablecoin as a regulated issuer under the recently implemented stablecoin regulations.

WLFI crypto achieves 7% plus weekly upside

World Liberty Financial’s native token WLFI just closed the week in the green. It traded at $0.17 at press time, up roughly 7.8% from its weekly opening price.

The WLFI crypto was up by about 17% from its lowest weekly price, highlighting strong demand since Monday.

WLFI has been struggling to break through resistance at $0.18 since the start of January. This latest bullish momentum underscores its latest attempt at breaking above the same resistance.

WLFI’s performance this week means it was able to detach from the overall market trend. It outperformed top coins such as Bitcoin and Ethereum. This also warrants exploring the forces behind this weekly demand.

World Liberty Financial’s USD1 stablecoin achieves new growth milestone

World Liberty Financial’s USD1 stablecoin turned out to be one of the fastest-growing stablecoins in 2025. Its market cap crossed $2 billion within weeks after launch.

The USD1 stablecoin’s market cap jumped from $3.13 billion to $4.6 billion within the last 24 hours. This surge reflects the aggressive growth that the company has been pushing.

But the big question now is why WLFI has been minting USD1 at such an aggressive pace. Its current pursuit to secure a bank charter may hold the answers to that question.

Few stablecoin issuers exist currently and WLFI is one of them. This means stablecoin competition is not as intense as it could be, and WLFI has a chance at becoming the early mover.

Securing the bank charter would allow it to solidify its position as a stablecoin issuer. Stablecoins represent one of the most profitable segments in the crypto market, and they are poised for even greater success as adoption and integration go mainstream.