MEXC Introduces Zero-Interest USDT, USDC Borrowing Promotion

MEXC Loans allows borrowing USDT and USDC at 0% interest by using BTC, ETH, SOL, or XRP as collateral from January 27 to February 27, 2026. This promotion facilitates flexible trading without the standard 3.5% interest rate.

MEXC, a Seychelles-based cryptocurrency exchange, announced a limited-time promotion enabling users to borrow USDT or USDC at zero percent interest. This event commenced on January 27, 2026, and is set to conclude on February 27, 2026.

The event demonstrates MEXC’s effort to attract users by offering interest-free borrowing options, potentially enhancing liquidity usage and user engagement on the platform.

The zero-interest borrowing promotion on MEXC allows users to leverage stablecoins for various trading activities without incurring interest charges. Borrowers can use BTC, ETH, SOL, or XRP as collateral until the offer ends on February 27, 2026.

This initiative requires Primary KYC verification yet offers no fixed borrowing terms, granting users the flexibility to trade or invest in other MEXC products using the borrowed assets. MEXC supports continued positions without liquidation, bolstering market dynamics.

a source stated, highlighting the potential influence on similar strategies globally. Such offerings also reflect the competitive nature of crypto-exchange landscapes.

This event may augment user participation in different platform offerings like spot trading and futures, indicating increased asset circulation. However, official sources provide no quantifiable market metrics or user data reflecting this impact.

Events like these might signal shifts in how cryptocurrency exchanges design their products, though no evident regulatory feedback or policy shifts have been reported yet. Observations could inform future regulatory or technological adjustments within the broader industry.