Crypto could soon get access to the $1.25 trillion held in U.S. 401(k) retirement accounts.Crypto could soon get access to the $1.25 trillion held in U.S. 401(k) retirement accounts.

Crypto set for 401(k) access as Trump executive order looms

U.S. President Donald Trump is set to allow private equity, real estate, and crypto into 401(k) retirement accounts.

Summary
  • Bloomberg reports that Trump’s 401(k) executive order is imminent
  • Order would allow crypto, private equity, and real estate in retirement accounts
  • Crypto could have access to $12.5 trillion held in 401(k) accounts

Crypto assets could soon tap into the $12.5 trillion retirement market. On Thursday, August 7, President Donald Trump is expected to sign an executive order allowing crypto, among other alternative assets, in 401(k) accounts, according to Bloomberg.

Specifically, Trump will direct the Department of Labor to reevaluate its guidance on how the Employee Retirement Income Security Act applies to alternative assets, including real estate, gold, private equity, and digital assets.

The order also instructs the Labor Department to clarify its position on fiduciary responsibilities when managing funds that include these assets. Labor Secretary Lori Chavez-DeRemer and other top officials will assess whether new rule changes are necessary.

According to officials in Washington, the executive order aims to ease legal concerns around including alternative assets in retirement plans. These plans have historically favored public stocks and bonds while excluding more illiquid or volatile investments to protect retirees.

Bitcoin could soon be part of retirement accounts

Enabling alternative assets in retirement accounts is big news for crypto. This is especially true for Bitcoin (BTC), which is already popular as a corporate treasury asset. If even a tiny percentage of 401(k) holdings are allocated to Bitcoin, this would have a major effect on demand.

Talks about this shift have circulated in Washington for months. On July 17, the Financial Times that the White House was preparing to issue an executive order to expand retirement account access to alternative investments.

Trump took an initial step in this direction during his first term, when the Labor Department clarified that private equity could be included in retirement plans. That guidance was later reversed under President Joe Biden.

Market Opportunity
Sidekick Logo
Sidekick Price(K)
$0.004348
$0.004348$0.004348
+4.44%
USD
Sidekick (K) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

The Channel Factories We’ve Been Waiting For

The Channel Factories We’ve Been Waiting For

The post The Channel Factories We’ve Been Waiting For appeared on BitcoinEthereumNews.com. Visions of future technology are often prescient about the broad strokes while flubbing the details. The tablets in “2001: A Space Odyssey” do indeed look like iPads, but you never see the astronauts paying for subscriptions or wasting hours on Candy Crush.  Channel factories are one vision that arose early in the history of the Lightning Network to address some challenges that Lightning has faced from the beginning. Despite having grown to become Bitcoin’s most successful layer-2 scaling solution, with instant and low-fee payments, Lightning’s scale is limited by its reliance on payment channels. Although Lightning shifts most transactions off-chain, each payment channel still requires an on-chain transaction to open and (usually) another to close. As adoption grows, pressure on the blockchain grows with it. The need for a more scalable approach to managing channels is clear. Channel factories were supposed to meet this need, but where are they? In 2025, subnetworks are emerging that revive the impetus of channel factories with some new details that vastly increase their potential. They are natively interoperable with Lightning and achieve greater scale by allowing a group of participants to open a shared multisig UTXO and create multiple bilateral channels, which reduces the number of on-chain transactions and improves capital efficiency. Achieving greater scale by reducing complexity, Ark and Spark perform the same function as traditional channel factories with new designs and additional capabilities based on shared UTXOs.  Channel Factories 101 Channel factories have been around since the inception of Lightning. A factory is a multiparty contract where multiple users (not just two, as in a Dryja-Poon channel) cooperatively lock funds in a single multisig UTXO. They can open, close and update channels off-chain without updating the blockchain for each operation. Only when participants leave or the factory dissolves is an on-chain transaction…
Share
BitcoinEthereumNews2025/09/18 00:09
Onyxcoin Price Breakout Coming — Is a 38% Move Next?

Onyxcoin Price Breakout Coming — Is a 38% Move Next?

The post Onyxcoin Price Breakout Coming — Is a 38% Move Next? appeared on BitcoinEthereumNews.com. Onyxcoin price action has entered a tense standoff between bulls
Share
BitcoinEthereumNews2026/01/14 00:33
Buterin pushes Layer 2 interoperability as cornerstone of Ethereum’s future

Buterin pushes Layer 2 interoperability as cornerstone of Ethereum’s future

Ethereum founder, Vitalik Buterin, has unveiled new goals for the Ethereum blockchain today at the Japan Developer Conference. The plan lays out short-term, mid-term, and long-term goals touching on L2 interoperability and faster responsiveness among others. In terms of technology, he said again that he is sure that Layer 2 options are the best way […]
Share
Cryptopolitan2025/09/18 01:15