Shiba Inu (SHIB) delivered some of the most memorable gains of the last market cycle, rewarding early backers who recognized momentum before it went mainstream. As the market evolves, however, many of those same investors are now scanning for the next opportunity. That shift is increasingly directing attention towards Mutuum Finance (MUTM), a new crypto positioned within decentralized finance and still trading under $1. With its revenue-driven design and long-term utility, MUTM is gaining traction among investors searching for the best cheap cryptocurrency to invest in as they aim to replicate 100x returns.
Shiba Inu Price Analysis
Shiba Inu (SHIB) is displaying caution on the 30-minute chart as the price is trading below its Exponential Moving Averages and is displaying bearish momentum on the Relative Strength Index. Although Shiba Inu was able to briefly trade higher on the intraday chart, it is clear that the overall picture is still dominated by selling pressure. As such, it is safe to conclude that Shiba Inu is better suited for short-term monitoring rather than positioning.
The Impact of a 100x Move on a Small MUTM Investment
Since the presale started, Mutuum Finance (MUTM) has created a buzz, having raised over $20.4 million and attracting more than 19,000 token holders. With a current price of $0.04 in Phase 7, the token has already seen a 4x price appreciation from its initial presale price. A conservative gain of 10x to $0.40 has the potential to transform a small investment of $300 into $3,000. But the potential gains are much higher. With a holding of 7,500 tokens at the current price, a 100x price appreciation to $4.00 has the potential to transform the investment into $30,000.
Such a gain is a testament to the potential of the token and the underlying utility of the protocol, making it the best cheap cryptocurrency to invest in in the current market. The forecast is supported by a strong presale performance that has nearly 19000 unique investors onboarded, planned multi-chain expansion, and upcoming listings on exchanges.
Multichain Expansion
The advantage of Mutuum Finance’s planned multichain approach to lending protocol development is that it enables capital to flow to other networks instead of being locked on one chain. For instance, Mutuum Finance’s protocol is initially built on one chain, Ethereum. Now, let’s say on this chain it attains $10 million in supplied liquidity and $5 million in borrowed liquidity, giving it a 50% utilization ratio and lenders an APY of 6%. If it were to expand to two more chains, it could reach $20 million in supplied liquidity and $15 million in borrowed liquidity, increasing its overall utilization ratio to approximately 75%. Higher utilization could mean higher APYs, potentially reaching 10% for lenders.
Peer-to-Peer (P2P) Lending
Peer-to-Peer (P2P) Lending at Mutuum Finance allows borrowers and lenders to engage in direct and individualized one-on-one loans, making it perfect for speculative and unique tokens that cannot participate in marketplaces. For example, a user holds $12,000 in volatile tokens like SHIB but needs liquidity without selling their tokens. The user finds a counterparty who is willing to lend $6,000 in USDC. Both parties agree on the terms of the loan: the borrower will lock in $12,000 in SHIB as collateral to create a 200% over-collateralized loan. The interest rate could be 12%. The borrower will now have the $6,000 in USDC to invest in other opportunities, without losing exposure to the high upside of SHIB.
As Shiba Inu’s early investors look to invest in the next big breakout play, the focus of many investors is now on Mutuum Finance (MUTM), the new crypto under $1 with 100x growth potential. With over $20.4 million raised in presale and 19,000 holders, it boasts a live platform on Sepolia testnet and planned multichain expansions. With its unique combination of real-world utility and growth potential, it makes it the best cheap cryptocurrency to invest in for investors looking to earn high returns in 2026.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
Source: https://www.cryptopolitan.com/shiba-inu-shib-early-backers-shift-focus-to-a-new-crypto-under-1-after-spotting-early-100x-potential/
