CBA Stock Soars 8.4%, Biggest Gain Since 2020 on Strong Earnings

The largest retail bank in Australia just saw its stock surge after reporting its earnings for the half year ending in December 31, 2025. 

Record Gain Since March 2020

The Commonwealth Bank of Australia’s (CBA) share jumped by as much as 8.4% on Wednesday, marking the blue chip company’s highest intra-day gain since late March 2020 during the COVID-19 pandemic. 

CBA’s price shot up after the lender released its latest financial results.

The bank reported that from June to December 2025, its statutory net profit after tax surged to $5.41 billion from $5.14 billion during the same period in 2024. Its cash net profit after tax also increased to $5.45 billion from last year’s $5.13 billion. The bank’s assets under management (AUM) likewise rose from $20.28 billion to $22.3 billion. 

“Our balance sheet settings remain resilient with strong levels of capital, deposit funding and provisioning given the economic backdrop and geopolitical issues,” said CBA CEO Matt Comyn. “Our financial position enables us to support lending growth, continue investing to accelerate our technology modernisation agenda and enhance our GenAI capability, and help combat fraud, scams, cyber threats and financial crime.”

Market Competitive Edge

Reuters reports that home loans, business loans and deposits underpin the Big Four bank’s earnings. CBA’s home lending volume rose by 3.7% while business lending volume grew by 6%. Household deposits also increased by 7.5% enabling the bank to retain 25.4% shares in the home lending market. 

“The main highlight from this result from CBA has been the growth in the business bank and operational excellence across mortgages in a higher competition environment,” said investment analyst Michael Haynes, from Atlas Funds Management, which owns CBA shares.

Interim Dividend for Shareholders

CBA declared a fully-franked interim dividend of $2.35 per share following its strong half-year performance. This will be paid to shareholders as of February 19 on March 30. Last year, the bank distributed $2.25 per share.