Danske Bank Adds Bitcoin and Ethereum ETPs, Warns of High Volatility

Danske Bank, Denmark’s largest financial institution, has opened its trading platform for investors to invest in crypto-based investment products.
According to the report released on 11 February 2026, the bank announced that customers can now invest in selected products that track Bitcoin and Ethereum. The move comes in response to the increasing customer demand for exposure to digital assets through regulated financial instruments.
Some of the newly available products are exchange-traded products (ETPs), which are offered by recognized providers and covered under the European Union’s MiFID II regulatory framework that is designed to enhance investor protection and ensure that there is transparency in the financial market.
By structuring users’ access through regulated ETPs rather than directly buying crypto, Danske Bank positions the crypto offering within a more traditional investment environment.

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Despite expanding access, the bank has come out to share its cautious stance on trading digital assets. The bank explicitly states that cryptocurrency-related investments involve high risk, and because of that, they may result in significant losses.
The bank also clarified that it does not currently provide advisory services for cryptocurrency investment products. According to Kerstin Lysholm, the availability of these ETPs on the platform does not mean that the bank endorses trading cryptocurrencies as a core component of a long-term investment strategy.
To Danske Bank, investing in cryptocurrency is more of a way of gaining more exposure and investment opportunities rather than long-term strategic portfolio holdings.

Danske Bank Rules for Investor Protection

As part of its investor protection measures, Danske Bank has introduced a suitability assessment process that customers would go through before investing in cryptocurrency ETPs.

Clients must complete a series of questions designed to evaluate their experience, knowledge, and understanding of the risks and characteristics associated with putting crypto in their portfolio.
After this assessment, the bank would then determine whether the products are appropriate for the individual investor to be granted on the trading platform.

The requirement reflects both regulatory obligations under MiFID II and the bank’s effort to ensure that clients fully understand the potential volatility and complexity of cryptocurrency-linked investments before putting in their money.

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