Crypto wealth platform Nexo has officially returned to the United States, announcing on Feb. 16, 2026, a full relaunch of its investment and credit products through a compliant, regulated framework after years away from the market.
Summary
- Nexo has officially relaunched in the United States, offering yield products, crypto-backed credit lines, and trading services through a compliance-focused structure.
- The return comes two years after Nexo paid a $45 million settlement to the U.S. Securities and Exchange Commission and exited the U.S. market over its Earn Interest Product.
- On-chain data from CryptoQuant shows roughly $863 million in loans issued over the past year, signaling sustained user demand despite broader crypto market volatility.
The move marks a pivotal reset for the company following past clashes with U.S. regulators and comes amid strong activity in its lending business, even through broader crypto market volatility.
Nexo’s re-entry is being executed in partnership with U.S.-regulated service providers and leverages digital asset trading infrastructure from Bakkt, a publicly listed platform focused on institutional-grade compliance.
The relaunched U.S. offering includes flexible and fixed-term yield programs, an integrated exchange, crypto-backed credit lines, a loyalty program, and streamlined fiat on- and off-ramps.
Lessons from the past: Regulatory exit and settlement
Nexo’s return comes years after it exited the U.S. market amid regulatory pressure.
In 2023, the platform paid a $45 million settlement with the U.S. Securities and Exchange Commission over its Earn Interest Product, a crypto lending offering the SEC said should have been registered as a security. Subsequently, the firm discontinued that product for American users.
Nexo did not admit or deny the SEC’s findings under the settlement.
Following the settlement, the company withdrew from the U.S. as it recalibrated its approach to compliance and market engagement. The recent relaunch signals a new strategy rooted in regulatory collaboration and licensed partnerships rather than unilateral product deployment.
Lending activity signals confidence amid market pullback
Nexo’s broader platform continues to show significant demand in its core lending business, even through recent crypto market weakness.
On-chain data analyzed by CryptoQuant indicates that Nexo users borrowed roughly $863 million in credit between January 2025 and January 2026, with nearly $1 billion issued overall.
Notably, over 30 % of these loans were repaid during a market drawdown, a pattern interpreted by analysts as managed deleveraging rather than panic liquidation.
By re-entering the U.S. market with tightened regulatory alignment and a diversified product suite, Nexo is positioning itself for long-term engagement with one of the world’s largest crypto investor bases.
The company’s leadership frames the return as part of a broader belief that regulatory clarity and disciplined risk management are essential to the next stage of digital asset adoption.
Source: https://crypto.news/crypto-lender-nexo-returns-to-us/
