Bank of Russia to study AI effects on financial markets and decisions

Russia’s monetary authority intends to examine the effects of artificial intelligence (AI), including its influence on the behavior of participants in the financial market.

The regulator will focus its research on this area to address challenges facing the Russian economy that stem from the implementation of the new technology.

Bank of Russia to study the economic implications of AI

The Central Bank of Russia (CBR) is concentrating on exploring artificial intelligence and its consequences for different sectors.

AI research has been listed among the main directions for its economic studies in the period 2026 – 2028, the financial regulator announced.

Quoted by the official news agency TASS, the authority explained:

The studies will focus on the results of the broad application of AI for the economy and its structure, innovations, and productivity.

Effects on the labor market in general, as well as on income inequality among Russian households, will be examined as well.

The central bank acknowledged that AI development is changing financial markets, too. Artificial intelligence transforms the logic behind decisions made by various entities, the CBR said, adding:

Russia to seek balance in AI implementation

According to the monetary policy regulator, the Russian Federation must strike a balance between government interference and market self-regulation in regards to AI use.

“Key areas of studies include the analysis of how AI transforms regulatory capabilities and constraints in different markets and for different kinds of services,” the CBR further detailed.

The Bank of Russia’s statements follow recent comments by Vladimir Putin on the same topic. In December, the Russian president described AI as a “double-edged sword.”

While acknowledging the potential of artificial intelligence, which his nation wants to exploit, he warned about the perils as well.

Speaking about regulations in the field of AI, big data, and other related spheres, Putin remarked:

“Because not using these instruments would mean losing everything we care about. But at the same time, if we use it thoughtlessly, it will also end up in the loss of everything we value,” he elaborated.

In November, the head of state urged his nation to rally behind domestic development of artificial intelligence, which, he is convinced, will ensure its technological sovereignty.

While taking part in the AI Journey international conference in Moscow, he also unveiled that Russia is setting up a national task force to work on achieving that goal.

Russia’s first functioning robot powered by AI was demonstrated during that forum. The humanoid called Grin has been created by a team of engineers working for Sberbank, Russia’s largest lender.

In January of this year, the master of the Kremlin also emphasized the importance of autonomous transportation. Russia should rapidly introduce such systems, he insisted, admitting the country is lagging behind leaders in this market, such as the United States and China.

Moscow has been trying to join forces with allies in the development of artificial intelligence. In late 2025, Russia signed an agreement for AI cooperation with Iran and while on a visit to New Delhi, Putin offered India a “broad partnership” in the same field.

However, the nation still lacks all the necessary computing power. According to an estimate released by its second-largest bank, VTB, it will need to invest about $77 billion in new generation capacities to satisfy the growing energy needs of its data centers.

The electricity consumption of facilities engaged in AI applications and cryptocurrency mining has been projected to reach 2% of the country’s total by the end of the decade.