XRP Adds $1.3 Billion in 2026, Already Surpasses All of 2025

XRP’s tokenized real-world asset market is expanding at a pace that is already outstripping last year’s total growth.

In just the first weeks of 2026, the XRP Ledger has added approximately $1.3 billion in tokenized RWAs, surpassing the full amount recorded throughout 2025.

According to the latest on-chain data, the total value of tokenized real-world assets on XRP Ledger now stands near $1.87 billion, excluding stablecoins. This rapid acceleration has pushed XRP further up the global RWA rankings, positioning it just behind BNB Chain and ahead of Solana in total tokenized asset value.

The growth is not coming from a single issuer. The network shows 102 RWA projects live, spanning government bonds, corporate debt, private credit, and institutional-grade structured products. Among the largest allocations are tokenized U.S. government bond funds, Ripple USD, and multiple institutional bond issuances, each contributing tens to hundreds of millions of dollars in on-chain value.

Stablecoin market capitalization on the network has also climbed to approximately $426.07 million, marking a 6.45% increase over the past 30 days. While stablecoins are excluded from the core RWA ranking metric, their growth reflects expanding liquidity infrastructure supporting tokenized asset activity.

This surge places XRP Ledger in sixth position among leading networks for tokenized RWAs. To overtake BNB Chain’s roughly $2.3 billion in RWA value, XRP would need an additional $400 million in tokenized assets. Given the current pace of inflows, that threshold appears increasingly attainable.

Despite broader crypto market volatility, XRP’s tokenization segment continues to show structural growth. While price action in the asset itself remains sensitive to macro conditions, the underlying RWA expansion suggests that institutional usage of the network is accelerating independently of short-term market sentiment.

If inflows continue at the current rate, 2026 could mark a breakout year for XRP’s role in tokenized finance, with its on-chain asset base expanding well beyond 2025 levels.

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