Key Insights: Ripple CEO Brad Garlinghouse has raised expectations for a federal legislative step. He currently gives a 90% likelihood to the U.S. CLARITY Act enactmentKey Insights: Ripple CEO Brad Garlinghouse has raised expectations for a federal legislative step. He currently gives a 90% likelihood to the U.S. CLARITY Act enactment

U.S. CLARITY Act Has 90% Chance of Passing, Says Ripple CEO

2026/02/22 20:23
4 min read

Key Insights:

  • Ripple CEO Brad Garlinghouse gives 90% odds that the CLARITY Act will pass by the end of April.
  • Passage would provide clear SEC/CFTC oversight lanes, removing barriers for utility tokens like XRP and enabling institutional entry.
  • Prediction markets show U.S. CLARITY Act passage odds rising to roughly 85–90% amid renewed bipartisan momentum.

Ripple CEO Brad Garlinghouse has raised expectations for a federal legislative step. He currently gives a 90% likelihood to the U.S. CLARITY Act enactment before April.

This confidence comes after top executive talks between the leaders and the White House on the industry. The movement provides a hint of the possible conclusion of regulation through enforcement. Additionally, data from Polymarket indicate that traders are more optimistic that the cryptocurrency bill will become law in 2026.

Momentum Surges for the U.S. CLARITY Act

The White House recently set a March 1 deadline on the negotiations over stablecoins. This is a strict schedule that has provoked legislative action down at the Capitol. Legislators are now being pressured to establish the limits of digital assets.

Source: XSource: X

Garlinghouse observed that the political climate has shifted toward cooperation. Institutional demand for regulatory certainty is reaching a breaking point. The U.S. CLARITY Act addresses these issues by providing clear legal frameworks.

Coinbase CEO Brian Armstrong also said that there was great progress on the legislative front. Both leaders stress that the CLARITY Act is critical to American innovation. Without it, the capital still flows to the friendlier offshore jurisdictions.

Structural Impacts of the U.S. CLARITY Act

The proposed law is a solution to the long-standing jurisdictional war. It establishes distinct oversight channels between the SEC and the CFTC. This observation is critical for categorizing digital assets.

The utility tokens, such as XRP, would have a clear status under the U.S. CLARITY Act. It eliminates the ambiguity in the investment contract that Ripple has faced over the years. With proper definitions, banks can implement blockchain technology risk-free.

The ultimate aim of the Ripple CEO and U.S. Act advocates is institutional entry. Huge hedge funds need formalized legislation before investing large sums of cash. The enactment of this bill would most probably cause a huge influx of liquidity.

In addition, the act makes it easier to comply with domestic crypto exchanges. It unifies the reporting requirements and consumer protection procedures. This is the stability needed for the health of markets in the long run and for investor confidence.

XRP Price Analysis and Market Outlook.

The market is already responding to the prospects of the regulatory breakthroughs. XRP is currently trading at $1.40 and has extended its losses, trading below $1.40 and entering a short-term bearish zone after failing to maintain levels above $1.450.

An effective breakthrough of this level would be a positive move. Technical indicators, such as the RSI, indicate moderate downward momentum, placing it in bearish-to-neutral territory.

Source: TradingViewSource: TradingView

Should the U.S. CLARITY Act become law, XRP would be decoupled from Bitcoin price movements. Its utility would be to create value by clearing legal clouds. Analysts estimate a strong re-rating of the fair market price of the asset.

This momentum from the Ripple CEO and the U.S. Act would also benefit the wider crypto market. Clarity in the U.S. will tend to serve as a standard for other countries. This might result in a coordinated worldwide run-up of complying assets.

As the 90% odds suggest, the wait for clarity may soon be over. The industry eagerly awaits the formal vote. This law has the potential to shape the decade’s digital financial era.

The post U.S. CLARITY Act Has 90% Chance of Passing, Says Ripple CEO appeared first on The Coin Republic.

Market Opportunity
The AI Prophecy Logo
The AI Prophecy Price(ACT)
$0.01406
$0.01406$0.01406
-0.49%
USD
The AI Prophecy (ACT) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.