Is Revolut Eyeing a Philippine Digital Bank Licence with Ex-GoTyme CEO?

Global financial technology firm Revolut is advancing its expansion into the Philippines by appointing Albert Tinio as its Chief Executive Officer-Designate.

His LinkedIn profile confirms this.

Albert assumed the Manila-based role back in February this year, following a four-year stint as Co-Chief Executive Officer at domestic digital lender GoTyme Bank.

His extensive 25-year background also includes serving as President and CEO of mobile wallet GCash.

This is not the first time Revolut has been mentioned alongside the Philippines as the executive hire builds upon the company’s growing operational foundation in the country.

In July last year, Revolut launched a Global Tech Hub in Manila, marking its second such facility in Asia after India.

This deepening local presence arrives at a highly strategic time for the broader financial sector.

After lifting a three-year moratorium in 2025, the Bangko Sentral ng Pilipinas (BSP) opened the door for four new digital banking licences.

By the late 2025 deadline, the regulator had received three formal applications.

BSP Deputy Governor Lyn Javier confirmed that the central bank is currently reviewing these submissions, aiming to shortlist candidates with the most promising business models by the first quarter of 2026.

Notably, BSP officials previously disclosed that an unnamed European digital bank had completed the application requirements, proposing an artificial intelligence-driven model to serve untapped market segments.

Revolut’s European origins and its recent hiring of a former digital bank executive prompt industry observers to ask if the firm is the mystery applicant vying for the Philippines’ newest digital banking licence.

Featured image: Edited by Fintech News Philippines based on an image by mkmult via Freepik.

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