Mambu Payments Scales Beyond Europe

WHY THIS MATTERS: Mambu’s strategic move to deepen its payments offering is a direct response to the critical challenge facing global financial institutions: navigating the increasing complexity and fragmentation of the real-time payments landscape. This announcement signals the next phase of evolution for core banking providers, where simply offering deposits and lending is no longer sufficient. The sevenfold increase in processed volume in 2025 demonstrates clear market demand for a unified solution that can handle diverse, hyper-local payment rails across multiple geographies. For banks and fintechs, the value is clear: an API-first, composable architecture that centralizes processing and operations minimizes integration complexity and operational overhead. By offering this expanded payments hub, Mambu is positioning itself as the foundational layer that allows institutions to launch and scale new payment products significantly faster—up to six times quicker—while ensuring compliance and maintaining a consistent global operational experience. This shift from monolithic systems to integrated payment orchestration is essential for surviving the current wave of digital modernization

Mambu, the leading SaaS cloud banking platform, has today announced the expansion of its payments hub, following growing adoption by banks and fintechs operating across multiple payment schemes and jurisdictions.  

For more than 15 years, Mambu has been a leading core banking provider, supporting financial institutions worldwide as they build, launch and scale modern financial offerings. Payments is the latest addition to Mambu’s expanding portfolio, with its Payments hub already supporting leading European and global financial institutions including Western Union, BCB Group, Flowe and Spendesk. Adoption has accelerated rapidly, with a sevenfold increase in payments processed year-on-year in 2025, underpinning Mambu’s expansion into additional markets in EMEA, Latin America and Asia Pacific. 

Mambu Payments is a modern, API-first payments hub with native straight-through processing, orchestration, liquidity and reconciliation. With fully managed connectivity to local and global schemes and composable payment workflows, it enables financial institutions worldwide to launch and scale payment offerings faster, at lower cost with compliance assured at scale.

With Mambu Payments, financial institutions can:

• Centralise payment processing and operations through a scalable, event-driven platform
• Streamline payment processing, liquidity management and reconciliations across schemes and markets
• Scale securely via an API-first cloud platform that grows with demand
• Accelerate time-to-market when onboarding new banking partners and connecting to new schemes (up to 6x faster)
• Reduce operational overhead by minimising manual tasks and file handling

Edouard Mandon, VP Payments at Mambu said: “Payments are becoming more global and more local, more interconnected and more fragmented, and now move in real-time. This complexity makes scaling payments across multiple markets challenging. To solve this, we have expanded our payments hub to give institutions access to local schemes while maintaining a consistent integration and operational experience. This continues our investment in connectivity at scale, which increasingly includes next-generation rails, to deliver payment solutions truly built for the future.”

Mambu continues to expand connectivity to major payment rails worldwide, enabling financial institutions to support both established and emerging schemes through a single platform. This expansion marks the next phase of Mambu’s international growth, as it continues to build global core banking and payments infrastructure that empowers fast-growing financial institutions to scale globally while remaining compliant and agile locally.

Leon Stevens, VP, EMEA says “For years, Mambu’s core banking platform has long been the engine behind hundreds of the world’s most innovative financial players. Payments are now a cornerstone of our strategy as we help institutions navigate the industry’s growing complexity. We are poised to help modernise core infrastructure and accelerate innovation across the entire banking stack—from lending and deposits to payments and beyond.”

FF NEWS TAKE: The expansion of Mambu’s hub confirms that payment orchestration is now a mandatory feature, not an optional add-on, for any modern composable banking platform. This move solidifies payments as a core strategic pillar for the company, mirroring the market’s need for infrastructure that can handle both established and next-generation rails. This definitely moves the needle by providing institutions with a single, simplified path to global and local scheme connectivity. The key thing to watch next is how quickly this adoption accelerates across LATAM and APAC, and which specific new, emerging payment rails are integrated first

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