Phixius by Nacha Adds Advanced Fraud Solutions as Fourth Data Responder

Phixius by Nacha—a secure, peer-to-peer payment information network—announced that Advanced Fraud Solutions is now live on the Phixius network as a data responder. This addition makes Advanced Fraud Solutions the fourth data responder on Phixius, further expanding the breadth of account validation coverage available to Phixius users.

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“Phixius is designed to close coverage gaps by connecting organizations to multiple trusted data sources through a single network,” said Rob Unger, Managing Director of ACH Network Development at Nacha. “Adding Advanced Fraud Solutions strengthens Phixius’ account validation coverage, particularly within the community bank and credit union ecosystems, while maintaining a streamlined experience for data requestors.”

Advanced Fraud Solutions is widely recognized for its extensive experience working with credit unions and community banks, providing Phixius participants with access to additional validation endpoints without added integration complexity.

“Advanced Fraud Solutions brings deep expertise rooted in credit unions and community banks, offering Phixius users access to a wide breadth of data from a broad range of financial institutions,” said Jordan Bothwell, Chief Partnership Officer of Advanced Fraud Solutions. “By participating as a Phixius data responder, we’re helping organizations validate accounts more effectively, mitigate fraud risk, and reduce ACH returns.”

With Advanced Fraud Solutions joining the network, Phixius further enhances its value proposition by enabling users to:

• Expand account validation coverage through differentiated credit union and community bank data sources.
• Mitigate payments fraud and reduce ACH returns with more comprehensive validation signals.
• Access multiple data responders through a single, standardized requestor connection.
• Maintain strong security and privacy practices without centralized data aggregation.

Phixius allows participants to connect to multiple data responders through one secure network, supporting compliance with the Nacha Operating Rules & Guidelines and helping organizations improve the quality and safety of ACH payments.

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