XRP Remains 60% Below Peak Despite ETF Inflows and Regulatory Gains

• XRP trades 60% below its peak despite ETF inflows and policy support across markets.
• ETF assets reach $1.1B but remain small relative to Bitcoin products, and the impact is debated.
• XRP holds near $1.35 with rising volume amid broader market pressure.

XRP continues to trade below its historical peak despite a mixture of regulatory developments, institutional inflows, and corporate expansion tied to Ripple. The digital asset remains about 60% under its all-time high, even as multiple catalysts have emerged across legal, political, and financial fronts.

Institutional exposure to XRP has expanded through exchange-traded funds, with seven products managing about $1.1 billion in assets, according to CoinShares. Bitwise Asset Management accounts for the largest share of trading activity among these funds.

Matt Hougan, chief investment officer at Bitwise, stated that inflows remained stable until March despite broader market pressure. Meanwhile, Eric Balchunas noted that the persistence of inflows during a price decline reflects relative strength compared to most ETF launches, though it remains low relative to Bitcoin products.

However, Ric Edelman questioned the long-term impact of these flows, stating that the scale remains limited and may not materially influence price recovery. He also pointed to reputational damage following the 2020 lawsuit filed by the U.S. Securities and Exchange Commission as a continuing factor.

Political and Regulatory Tailwinds

Policy developments have also shaped XRP’s outlook. Donald Trump included XRP in a proposed U.S. strategic digital asset reserve in March 2025 as part of broader efforts to position the country as a crypto hub. Ripple executives have participated in White House discussions on market-structure legislation.

The resolution of Ripple’s legal dispute with the SEC in 2025 removed a longstanding uncertainty, while the firm’s ongoing engagement with policymakers has placed it at the center of key regulatory discussions.

XRP Market Conditions and Price Movement

Despite these changes, broader macro conditions continue to weigh on digital assets. XRP’s trend remains closely tied to Bitcoin, which is still trading nearly 50% below its peak. Analysts suggest a broader market recovery may be necessary for XRP to reach previous highs.

At the time of writing, XRP was trading at $1.35, reflecting a 3.23% daily gain. According to CoinMarketCap, XRP rose from $1.31 to $1.36 before stabilizing, forming higher highs and higher lows. In addition, the market capitalization reached $82.96 billion, while 24-hour trading volume increased 10.54% to $2.04 billion. 

Related: XRP Price Prediction: Can XRP Break Out In April As Ripple Clears Its Biggest Regulatory Hurdle?