Top Crypto to Buy in October: MUTM Shows Bigger ROI Than XRP

As the crypto market enters the final quarter of 2025, traders are looking beyond the big names to uncover the best crypto to buy now, projects with the potential to outperform established giants like Ripple (XRP). While XRP continues to hold a strong position in cross-border payments, its growth curve appears to be slowing as new DeFi-focused platforms rise to prominence. 

Mutuum Finance (MUTM) is quickly emerging as a top crypto to buy, capturing the attention of both retail and institutional investors. Currently priced at $0.035 in Phase 6 of its presale, MUTM’s momentum signals growing confidence in its innovative ecosystem. Mutuum Finance is redefining decentralized lending, offering real utility potential that many legacy altcoins can’t match.

XRP Price Analysis

Ripple (XRP) fell hard in recent market volatility, losing more than 50% and printing out a large wick to about $1.25, setting what now looks like a false breakout below an important level of support. On the daily chart, from an Elliott Wave view, XRP appears to be finishing microwave 5 of primary wave C, which could again set up for the run at heavy support to see the token fall more than 30% from today’s levels. In the last year, XRP has developed an expanding flat (ABC/3-3-5) and the $2.4 level has been consistently both resistance and support, drawing significant volume. Most importantly, XRP’s low correlation to Bitcoin (BTC) is an ideal candidate for strategic trading. 

Traders are testing these pivotal levels for the possibility of a rebound or breakdown, and others are checking out Mutuum Finance (MUTM) gaining interest for the upcoming cycle of markets in preparation, making it the best crypto to buy now.

Mutuum Finance Exceeds Expectations

Mutuum Finance (MUTM) is quickly becoming one of the most optimistic new DeFi coins. Its usage is increasing at a more rapid pace than initially anticipated, with over 17,340 investors in the presale alone, investing over $17.75 million. These figures put Mutuum Finance as the leading investment vehicle for anyone looking for a cryptocurrency with vast long-term value potential before the next bull run, earning its place as a top crypto to buy.

One of the largest milestones for Mutuum Finance’s roadmap is launching its  lending and borrowing protocol, which will occur soon. Version 1 (V1) will launch on the Sepolia Testnet in Q4 2025 and feature a number of decentralized finance products including liquidity pools, mtTokens, debt tokens, and the Liquidator bot. ETH and USDT will be integrated fully for borrowing and lending, creating early access for users in a secure, low-interest, and fully decentralized lending system. This accomplishment not only makes Mutuum Finance’s investment highly sought after but also makes it one of the most successful new crypto coin launches with enormous long-term growth potential.

Community Participation in Daily Leaderboard

MUTM leaderboard provides incentives for the biggest purchases of tokens in a 24-hour window, encouraging healthy community participation. Within the last 24 hours, the largest buyers spent $7,036 and $6,619 respectively, indicating increasing activity along with investor sentiment. The day’s top buyer gets rewarded with a $500 MUTM bonus. All users need to do is make at least one trade within a 24-hour window.

Mutuum Finance (MUTM) is becoming one of the best altcoins to keep an eye on this cycle. Phase 6 presale tokens are valued at $0.035, with more than 70% sold and $17.75 million raised from 17,340 investors. Daily leaderboard activity, along with $500 MUTM prizes, shows increasing community participation and investor sentiment. With its two-lending DeFi approach and upcoming V1 lending protocol on Sepolia Testnet, MUTM balances early-stage potential with actual utility. Investors who want high-growth crypto opportunities need to act now to lock up tokens before Phase 7, making MUTM a top crypto to buy for the current cycle.

For more information regarding Mutuum Finance (MUTM) please use the following links:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance