FAQ on MEXC Hold and Earn
1. What Is Hold and Earn?
MEXCHold and Earn is a passive income product that allows users to earn interest by holding supported tokens in their Spot account. Unlike traditional fixed-term Earn products, Hold and Earn offers full flexibility. Users can trade, withdraw, or use their tokens at any time while continuing to earn interest.
2. How is interest calculated and distributed for Hold and Earn?
Interest from Hold and Earn is calculated based on the average hourly balance of supported tokens held in your Spot account. Once the minimum holding requirement is met, interest calculation begins from the next hour.
Interest calculation formulas:
- Hourly Interest = Avg. hourly holding amount × Estimated APR / 365 / 24
- Daily Interest = Total hourly interest accumulated from 16:00 (UTC) on the previous day to 16:00 (UTC) on the current day.
Interest is distributed daily to your Spot account. Due to factors such as network delays or system settlement, distribution may occasionally be delayed. Note that the estimated APR is not fixed. It is dynamically adjusted based on market conditions and other factors to ensure sustainable and competitive returns.
3. How do I participate in MEXC Hold and Earn?
MEXC Hold and Earn supports both manual and automatic enrollment to meet different user needs:
- Manual enrollment: Some products require users to manually click the Enroll button on the Hold and Earn page. Once enrolled, you'll start earning interest.
- Automatic enrollment: For products that support auto-enrollment, as long as your Spot account balance meets the minimum holding requirement, interest will accrue automatically, with no manual action required.
Note that the list of supported tokens may change. Check the Hold and Earn page regularly for the latest details.
4. Where can I view my Hold and Earn interest details?
You can view detailed interest distribution records under My Holdings on the MEXC Hold and Earn page. Available information includes the interest amount, interest accrued, estimated APR, principal, distribution time, and redemption time.
5. Is Hold and Earn safe?
Yes. With Hold and Earn, your assets always remain in your Spot account and are fully under your control. You can trade or withdraw at any time. The security level is the same as holding crypto normally in your Spot account.
6. Is the APR for Hold and Earn fixed?
No. The estimated APR is not fixed. It is dynamically adjusted based on market conditions and other factors to ensure sustainable returns.
7. Can I trade normally after joining Hold and Earn?
Yes. Flexibility is the core advantage of Hold and Earn. Your tokens are not locked and can be used for trading, transfers, or withdrawals at any time, while you continue to earn interest on your holdings.