Google’s Gemini AI Predicts the Price of XRP by The End of 2026

We ran a structured prompt through Gemini AI and asked it where XRP price ends up by late 2026. The predicts was not a vague range with 10 disclaimers attached. Gemini landed on $2.40 to $2.80 and spelled out exactly why.

The core of the bull case is regulatory. The 2025 SEC settlement did not just close a legal chapter; it commoditized XRP for Wall Street. Spot XRP ETFs are now pulling in real inflows as a direct result, and the US Clarity Act has handed the asset a definitive legal framework that removes the overhang that kept institutional money sitting on the sidelines for years.

On top of that, the XRP Ledger has crossed $3 billion in tokenized real-world assets, meaning the utility argument is no longer theoretical. That combination of legal clarity, institutional access via ETFs, and real on-chain volume creates a structural supply squeeze that Gemini sees driving price toward the upper target range by year-end.

The bear case is specific and worth paying attention to. Gemini flags RLUSD, Ripple’s own stablecoin, as a potential cannibal. If RLUSD starts eating into XRP’s role in cross-border settlements, the utility narrative will weaken from within.

The other risk is macro: if $1.35 fails to hold under broader market pressure, Gemini sees a flush toward the $1.10 psychological floor before any new equilibrium forms. Not a catastrophic outcome, but a painful one for anyone buying the current level expecting immediate upside.

Is Gemini AI XRP Price Prediction Realistic? Here is How the Predicts Could Go

XRP is trading at $1.46 on the daily, sitting near the top of a multi-month base that has been forming since the February low around $1.10. The chart shows a clear downtrend from the $3.70 August highs all the way through early 2026, but the structure since February looks different.

Price has been printing higher lows consistently, and the recent push toward $1.50 is the strongest recovery attempt since the trend broke down.

Resistance is at $1.50 to $1.55, the zone that has capped every rally attempt across March, April, and now May. That level needs to break and hold on volume for the move to mean anything.

Above it, $1.80 is the next reference point, and $2.00 is the psychological ceiling that would confirm a genuine trend reversal.

Support sits at $1.30 to $1.35, which is exactly the level Gemini flagged as the line in the sand. Lose that and the $1.10 floor comes back into play fast.

RSI on the daily is at 60.02 with the signal line at 51.35. That divergence between the 2 is notable. RSI has pushed meaningfully higher while the signal line is only just starting to catch up, which suggests momentum is building faster than the average is reflecting.

That kind of setup often precedes a more decisive price move in the direction of RSI. Not overbought yet, which gives the current leg room to extend.

The setup Gemini outlined needs $1.55 to crack first. If it does with volume behind it, the path toward the $2.40 to $2.80 target starts looking a lot more achievable than the current chart suggests.

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