Payactiv Earned Wage Access Solution Now Available on SAP® Store

Enterprise Organizations Now Have Seamless Access to Award-Winning Financial Wellness Platform That Improves Retention and Reduces Employee Financial Stress at Zero Cost to Employers

SILICON VALLEY, Calif.–(BUSINESS WIRE)–Payactiv, the creator of Earned Wage Access (EWA) and a Certified B Corporation, announced its official listing on the SAP^® Store, enabling SAP SuccessFactors HCM customers to seamlessly integrate financial wellness benefits into their HR technology ecosystem. The listing provides enterprise organizations with direct access to Payactiv’s comprehensive financial wellness platform, which has helped millions of employees avoid predatory fees and gain financial stability.

“The SAP^® Store listing opens new doors for both current clients and prospects to discover our integration capabilities,” said Sohail Aslam, co-founder and CTO at Payactiv. “Through API integration, we receive Time and Attendance data the moment it becomes available, which is critical because our users need access to their earned wages when they need it—not a week later. For enterprise customers juggling multiple projects, this means no classic old-fashioned implementation, no data exchange costs, and a solution that’s available with a simple switch. It’s a great win-win situation.”

Payactiv’s proven infrastructure allows SAP SuccessFactors customers to offer their workforce on-demand access to earned wages, comprehensive budgeting and savings tools, bill payment services, and free financial counseling—all at zero cost to employers. Since creating the EWA category in 2012, Payactiv has moved more than $15 billion in earned wages to workers and helped over 5 million employees across businesses of all sizes, leveraging expert processing capabilities and a transparent pricing model.

The SAP^® Store listing enables HR teams to discover, evaluate, and implement Payactiv’s solution with confidence, backed by the credibility of the SAP partner ecosystem. Unlike solutions that rely on file sharing or manual data exchange, Payactiv’s API-driven integration with SAP SuccessFactors delivers real-time exchange of Time and Attendance data through SAP’s public API, ensuring reliable, scalable, and timely service delivery without the complications of traditional SFTP file transfers.

Key features available to SAP SuccessFactors customers include:

• Earned Wage Access: Employees can access earned wages through the industry’s most fee-free disbursement options, including the Payactiv Visa Card, bank transfers, bill payment, and Walmart cash pickup
• Zero Employer Cost: No fees, no loans, and no impact to payroll operations or cash flow
• Financial Wellness Tools: Budgeting, savings goals, bill payment, and prescription discounts
• Financial Counseling: One-on-one support from certified financial counselors
• Mobile-First Experience: Intuitive app interface with real-time earnings visibility
• Ongoing Adoption Support: Marketing toolkit for employers and workers

Payactiv’s EWA solution has been validated by academic research from the Harvard Kennedy School, which found that programs like Payactiv’s provide clear and compelling benefits to employees at significantly lower costs than market alternatives such as payday loans and overdraft fees.

About Payactiv

Payactiv, an award-winning, certified B Corp, is the creator of Earned Wage Access, serving over 40,000 businesses and 5 million employees. Payactiv provides a digital wallet and API-driven infrastructure that enables enterprise partners to embed EWA and integrated financial wellness tools directly into their own systems and experiences. Payactiv believes in a workforce where growth is shared and dignity is preserved.

Payactiv has won the 2024 Stevie^® Award for Excellence in Financial Technology, along with top honors from the HR Tech and California Excellence HR Awards—recognizing its groundbreaking platform for empowering employee financial wellness.

Learn more at https://growth.payactiv.com/sap-payactiv. Follow us on X and LinkedIn. Visit us at SAP^® Store.

Contacts

MEDIA CONTACT
Hannah Jo

Marketing Specialist

hjo@payactiv.com
www.payactiv.com