Iris Coleman
Jan 24, 2026 06:53
XRP trades at $1.92 with analysts predicting $2.44-$4.47 targets for 2026. Technical analysis reveals neutral RSI at 41.75 and key resistance at $2.00 creating critical decision point.
XRP Price Prediction Summary
• Short-term target (1 week): $1.96-$2.00
• Medium-term forecast (1 month): $1.85-$2.31 range
• Bullish breakout level: $2.00
• Critical support: $1.85
What Crypto Analysts Are Saying About Ripple
Recent analyst predictions for XRP show notable optimism despite current market conditions. Dominic Basulto recently stated on January 17, 2026: “I’m predicting that XRP will hit a price of $4 this year,” setting an ambitious $4.00 target for the cryptocurrency.
DigitalCoinPrice provided a more conservative Ripple forecast on January 18, 2026, suggesting “XRP is forecasted to reach a maximum price of $2.44 in January 2026.” This target represents a 27% upside from current levels.
Meanwhile, CoinLore offered the most bullish perspective on January 19, 2026, stating “Based on our analysis, XRP could reach $4.47 in 2026,” which would represent a 133% gain from today’s price of $1.92.
These varying predictions highlight the uncertainty surrounding XRP’s short-term direction, though the consensus appears to favor upward movement throughout 2026.
XRP Technical Analysis Breakdown
Current XRP price prediction models are showing mixed signals across key technical indicators. Trading at $1.92, Ripple sits below most major moving averages, with the 20-period SMA at $2.07 acting as immediate resistance.
The RSI (14-period) at 41.75 indicates neutral momentum, suggesting XRP is neither oversold nor overbought. This provides flexibility for movement in either direction based on market sentiment and volume.
MACD analysis reveals bearish momentum with the histogram at 0.0000, indicating a potential trend reversal point. The MACD line at -0.0271 matches the signal line, creating a critical juncture for XRP’s next directional move.
Bollinger Bands positioning shows XRP at 0.1918, placing it near the lower band at $1.83. This positioning typically suggests potential upward reversion toward the middle band at $2.07, supporting near-term bullish scenarios.
The Average True Range (ATR) of $0.09 indicates moderate volatility, suggesting any breakout moves could see significant price swings in either direction.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
In the optimistic case for this XRP price prediction, a break above the immediate resistance at $1.96 could trigger momentum toward $2.00. This level aligns with the strong resistance zone and represents a crucial psychological barrier.
A confirmed break above $2.00 with volume support could propel XRP toward the 20-period SMA at $2.07, followed by the upper Bollinger Band at $2.31. This scenario would validate the more conservative analyst targets around $2.44.
The ultimate bullish target of $4.00-$4.47, as suggested by Basulto and CoinLore, would require significant fundamental catalysts and sustained buying pressure throughout 2026.
Bearish Scenario
The bearish case for this Ripple forecast centers on a breakdown below the critical support at $1.88. Such a move could trigger selling pressure toward the strong support zone at $1.85.
A break below $1.85 would likely target the lower Bollinger Band at $1.83, potentially extending to psychological support levels around $1.75-$1.80. This scenario would invalidate the bullish analyst predictions for early 2026.
Risk factors include broader cryptocurrency market weakness, regulatory concerns, or failure to maintain current accumulation zones around $1.90.
Should You Buy XRP? Entry Strategy
Based on current technical levels, potential entry points for XRP include:
Conservative Entry: Wait for a pullback to $1.88-$1.90 support zone with confirmed bounce signals from RSI or MACD.
Aggressive Entry: Current levels around $1.92 with stop-loss below $1.85 to limit downside risk.
Breakout Entry: Above $1.96-$2.00 resistance with volume confirmation, targeting $2.07-$2.31.
Risk management suggests position sizing should account for the $0.09 daily volatility range, with stop-losses placed 5-7% below entry points to avoid normal market noise.
Conclusion
This XRP price prediction suggests a cautiously optimistic outlook for Ripple through 2026. While analyst targets range from $2.44 to $4.47, current technical indicators point to near-term resistance at $2.00 as the key level to watch.
The neutral RSI and MACD positioning provide flexibility for movement in either direction, making the $1.85-$2.31 range likely for the next month. A breakout above $2.00 would validate the bullish analyst forecasts and open the door to higher targets.
Disclaimer: Cryptocurrency price predictions are highly speculative and should not be considered financial advice. Always conduct your own research and risk only what you can afford to lose.
Image source: Shutterstock
Source: https://blockchain.news/news/20260124-price-prediction-xrp-targets-244-400-by-year-end
