Binance Offers 13.59% APR With No Reward Cap

Key Insights:

• Binance distributes $40 million WLFI tokens to eligible USD1 holders over four weeks.
• Users can earn up to 13.59% variable APR with no individual reward cap.
• Margin and Futures collateral balances receive a 1.2x boosted reward multiplier.

Binance has introduced a USD1 airdrop campaign that offers users up to 13.59% variable APR. Eligible USD1 holders will share a $40 million reward pool in World Liberty Financial (WLFI) tokens. The campaign started on January 23, 2026, and will end on February 20, 2026.

The exchange said, “Now’s your chance to earn up to 13.59% (variable) APR on rewards with no individual reward cap.” Binance distributes rewards weekly to users’ Spot accounts in WLFI tokens.

$40 Million WLFI Distributed Over Four Weeks

Binance will allocate the $40 million WLFI pool across four weekly distributions of $10 million each. The first payout took place on February 2 and covered balances from January 23 to January 30. The exchange scheduled additional payouts every Friday during the campaign period.

The effective APR has changed each week. The first week recorded a 16.2% base APR and 19.5% boosted APR. The second week showed 12.60% base and 15.13% boosted. The third week recorded 11.3% base and 13.6% boosted. Binance calculates rewards using the lowest USD1 balance captured in hourly snapshots each day.

How Users Qualify for Rewards

Users must hold USD1 in Spot, Funding, Margin, or USDⓈ-M Futures accounts to qualify. Binance measures net assets, which means assets minus liabilities. Borrowed USD1 does not count toward the qualifying balance. Users must maintain at least 0.01 USD1 during hourly snapshots.

USD1 used as collateral in Margin or Futures accounts receives a 1.2x reward multiplier. Users do not need to trade or use leverage to receive the boost. Weekly rewards depend on each user’s qualifying balance compared with the total eligible balances on the platform.

Regional Limits and Compliance Rules

Certain regions cannot participate in the USD1 campaign. Binance excludes users in the United States, United Kingdom, Canada, Japan, and several European countries. Users must complete identity verification and reside in an eligible jurisdiction.

Binance determines the WLFI token value using the official market closing price one day before each distribution. The exchange may update campaign rules to comply with legal or regulatory changes. It may also disqualify accounts involved in dishonest activity.

DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.