MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spotMEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot

Learn/Trading Guide/Spot/MEXC Loans is Now Live!

MEXC Loans is Now Live!

Author: MEXC

Beginner

Apr 15, 2026MEXC

#Staking #Spot #Beginners

XRP$1.3705+1.22%

XAUT$4,606.1+1.32%

BTC$76,419.74+1.21%

MEXC Loans has officially launched. You can visit the MEXC official website to participate and experience it yourself. With secure and convenient borrowing, MEXC Loans allows you to freely manage your cryptocurrency assets, whether for fund turnover or investment. MEXC's borrowing solution will meet your needs, providing a flexible and tailored approach to cryptocurrency management.

How to Participate in MEXC Loans

MEXC Loans is currently available on both the website and app.

Website

Open the MEXC official website and log in. Then go to Earn → MEXC Loans in the top navigation bar.

On the MEXC Loans page, you can see the currently supported collateral and loan currencies. For demonstration purposes, we will pledge BTC to borrow USDT. Click on Borrow Now to proceed.

Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and click Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to secure the desired amount of USDT to be borrowed, you can transfer additional BTC from your Futures or Fiat accounts.

After successfully borrowing, you can find this outstanding loan in My Loans.

If you have multiple orders with different statuses, you can check them separately in Outstanding, Repaid, and Repayment History.

It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

App

On the MEXC App homepage, tap on More in the area below the carousel, then under the Earn tab, select MEXC Loans.

On the MEXC Loans page, you can see the current supported collateral and loan cryptocurrencies. For demonstration purposes, we will pledge BTC to borrow USDT. Tap Borrow Now.

If the BTC quantity in your collateral amount is not sufficient to borrow the desired amount of USDT, you can transfer additional BTC from your Futures or Fiat accounts.

After successfully borrowing, you can find this MEXC Loans order under My Loans.

If you have multiple orders with different statuses, you can check them separately in the Outstanding, Repaid, and Repayment History sections.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

Disclaimer: Cryptocurrency trading involves significant risks. This information does not provide advice on investment, tax, legal, financial, accounting, consultancy, or any other related services, nor is it a recommendation to buy, sell, or hold any assets. MEXC Learn provides information for reference only and does not constitute investment advice. Please ensure a thorough understanding of the risks involved and invest cautiously. All user investment actions are independent of this platform.

Market Opportunity

XRP Price(XRP)

$1.3705

$1.3705$1.3705

+0.08%

USD

XRP (XRP) Live Price Chart

Hot Crypto Updates

XRP Price Prediction 2026: Is $5 Still on the Table — or Is the Rally Already Over?

XRP trades near $1.43 while Standard Chartered targets $2.80 and Bitwise models $4.94–$6.53. Here's what the data, institutions, and on-chain signals actually say about XRP's 2026 outlook. Key

2026-04-28

XRP ETFs Just Broke Their Longest Win Streak of 2026 — Here's What the Numbers Really Mean

Overview April 2026 is shaping up to be a defining month for XRP exchange-traded funds. After a shaky first quarter that culminated in March's historic first-ever monthly net outflow, XRP spot ETFs

2026-04-24

BlackRock & Mastercard Are Betting on XRP Ledger — Here's What's Actually Happening

Overview Something significant is unfolding in global finance. BlackRock, Mastercard, and Franklin Templeton — three of the most recognizable names in traditional finance — are actively exploring the

2026-04-22

XRP (Ripple) Bullish Price Prediction

Introduction to Bullish XRP Outlook Optimistic investors often look to bullish price predictions for XRP (Ripple) to identify the coin's growth potential during favorable market cycles. A bullish

2026-04-15