Buy CryptoMarketsSpotFuturesBTCEarnEvent CenterRewards Hub
More
Sign Up
MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spotMEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot
Learn/Trading Guide/Spot/MEXC Loans is Now Live!

MEXC Loans is Now Live!

Author: MEXC
Beginner
Jun 11, 2026MEXC
0m
#Beginners
Arbitrum
ARB$0.18631+40.33%
Basecat
BASECAT$0.06133+1.32%
Bitcoin
BTC$79,664.87-0.23%

MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot trading, derivatives, high-yield investment, or withdrawal.

MEXC Loans has officially launched. You can visit the MEXC official website to participate and experience it yourself. With secure and convenient borrowing, MEXC Loans allows you to freely manage your cryptocurrency assets, whether for fund turnover or investment. MEXC's borrowing solution will meet your needs, providing a flexible and tailored approach to cryptocurrency management.

How to Participate in MEXC Loans


MEXC Loans is currently available on both the website and app.

Website


Open the MEXC official website and log in. Then go to Earn → MEXC Loans in the top navigation bar.

On the MEXC Loans page, you can see the currently supported collateral and loan currencies. For demonstration purposes, we will pledge BTC to borrow USDT. Click on Borrow Now to proceed.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and click Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to secure the desired amount of USDT to be borrowed, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this outstanding loan in My Loans.

If you have multiple orders with different statuses, you can check them separately in Outstanding, Repaid, and Repayment History.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

App


On the MEXC App homepage, tap on More in the area below the carousel, then under the Earn tab, select MEXC Loans.

On the MEXC Loans page, you can see the current supported collateral and loan cryptocurrencies. For demonstration purposes, we will pledge BTC to borrow USDT. Tap Borrow Now.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and tap Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to borrow the desired amount of USDT, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this MEXC Loans order under My Loans.

If you have multiple orders with different statuses, you can check them separately in the Outstanding, Repaid, and Repayment History sections.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

Disclaimer: Cryptocurrency trading involves significant risks. This information does not provide advice on investment, tax, legal, financial, accounting, consultancy, or any other related services, nor is it a recommendation to buy, sell, or hold any assets. MEXC Learn provides information for reference only and does not constitute investment advice. Please ensure a thorough understanding of the risks involved and invest cautiously. All user investment actions are independent of this platform.


Market Opportunity
Arbitrum Logo
Arbitrum Price(ARB)
$0.18608
$0.18608$0.18608
-0.65%
USD
Arbitrum (ARB) Live Price Chart

Popular Articles

View More
What Is Basecat (BASECAT)? A Beginner’s Guide to the Cat-Themed Meme Coin on Base

What Is Basecat (BASECAT)? A Beginner’s Guide to the Cat-Themed Meme Coin on Base

Overview Basecat is a cat-themed meme coin issued on Base, an Ethereum Layer 2 network. The project uses a blue hard-hat cat as its visual identity and positions itself within the growing community

Author: Oliver Hughes
MEXC vs Bithumb 2026: Is 0.001 BTC the Fee or the Minimum?

MEXC vs Bithumb 2026: Is 0.001 BTC the Fee or the Minimum?

For traders outside South Korea, MEXC is the better choice in this comparison, because Bithumb's account opening runs through a Korean real-name bank account and the fee schedule you came to compare

Author: Sarah Chen
MEXC vs Upbit 2026: Are You Paying 5 Times More Without Knowing It?

MEXC vs Upbit 2026: Are You Paying 5 Times More Without Knowing It?

For traders outside South Korea, MEXC is the better choice in this comparison on two verified numbers: 0.0500% taker against the 0.25% Upbit charges in the BTC and USDT markets, on 1,627 listed coins

Author: Sarah Chen
Standard Chartered Launches Bitcoin and Ethereum Trading in UAE: Why It Matters for Institutional Crypto

Standard Chartered Launches Bitcoin and Ethereum Trading in UAE: Why It Matters for Institutional Crypto

Institutional crypto adoption is moving from products built around banks to products delivered directly by banks. On September 3, 2026, Standard Chartered announced that eligible institutional

Author: Priya Sharma

Hot Crypto Updates

View More
What Drives ESP-ARB Price? 7 Factors You Must Watch

What Drives ESP-ARB Price? 7 Factors You Must Watch

Understanding the Key Factors Influencing the Price of ESP-ARB Espresso (ESP-ARB) demonstrates significant volatility like many digital assets in the cryptocurrency market. As a layer-2 scaling

Author: MEXC
Crypto Price Calculator for ESP-ARB (ESP-ARB) - Real-Time Conversion Tool

Crypto Price Calculator for ESP-ARB (ESP-ARB) - Real-Time Conversion Tool

A crypto price calculator is an essential tool for anyone looking to convert digital currencies into different denominations or fiat money. Whether you're tracking your ESP-ARB (ESP-ARB) investments

Author: MEXC
MEXC Alpha Trader – Daily Market Brief (September 4, 2026)

MEXC Alpha Trader – Daily Market Brief (September 4, 2026)

I. Macro & Market Sentiment Market Data: BTC $81,006 (+4.74%) | ETH $2,507 (+5.05%) | SOL $103.79 (+3.58%) Market Sentiment: Funding Rate +0.0088% | Fear & Greed Index 74 (Greed) Geopolitical Risk:

Author: MEXC
MEXC Alpha Trader – Daily Market Brief (September 3, 2026)

MEXC Alpha Trader – Daily Market Brief (September 3, 2026)

I. Macro & Market Sentiment Market Data: BTC $77,373 (+0.62%) | ETH $2,388 (-0.30%) | SOL $100.28 (+1.26%) Market Sentiment: Funding Rate +0.0076% | Fear & Greed Index 65 (Greed) Global bond selloff

Author: MEXC

Trending News

View More
Felix Pago Raises $200M: Are Stablecoins Fixing Remittances?

Felix Pago Raises $200M: Are Stablecoins Fixing Remittances?

Felix Pago has secured a $200 million financing package as it expands a stablecoin-enabled remittance network focused on Latin America. The financing includes $87 million in equity funding and a $113

USELESS Coin Price Surges as Bonk Guy Drives Meme Coin FOMO

USELESS Coin Price Surges as Bonk Guy Drives Meme Coin FOMO

USELESS jumped more than 60% from its daily low as Bonk Guy’s bullish posts, rising volume and short liquidations fueled meme coin FOMO.

MARSCOIN Market Cap Breaks $170 Million as Meme-Stock Narrative Accelerates

MARSCOIN Market Cap Breaks $170 Million as Meme-Stock Narrative Accelerates

MARSCOIN briefly topped a $170 million market cap after rising over 73%, driven by a futures listing, KOL attention and the SPCXB narrative.

Outcome.xyz HIP-4 Prediction Market Tops $11 Million in Its First Week

Outcome.xyz HIP-4 Prediction Market Tops $11 Million in Its First Week

Outcome.xyz reportedly exceeded $11 million in HIP-4 trading volume during its first week. Here is what drove the growth and what traders should watch next.

Related Articles

View More
Spot Market Trading Rules

Spot Market Trading Rules

In cryptocurrency spot trading, beyond price analysis and strategy selection, understanding and following the trading platform's market rules is equally crucial. For MEXC users, each trading pair not

Author: MEXC
What is a Limit Order?

What is a Limit Order?

In the cryptocurrency market, limit orders serve as a critical trading mechanism, enabling investors to exercise precise control over the execution price of their trades.1. What Is Limit Order?1.1 Def

Author: MEXC
What are Take-Profit/Stop-Loss Orders? Your Automated Tool for Risk Management and Profit Locking

What are Take-Profit/Stop-Loss Orders? Your Automated Tool for Risk Management and Profit Locking

1. What Is a Take-Profit/Stop-Loss Order? A Take-Profit/Stop-Loss order lets users set a trigger price in advance, along with the price and quantity to buy or sell once the trigger is reached. When th

Author: MEXC
What Is MEXC Hold and Earn?

What Is MEXC Hold and Earn?

1. What Is MEXC Hold and Earn?MEXC Hold and Earn allows users to generate returns on designated tokens held in their Spot account. The product offers full flexibility: users can trade, withdraw, or us

Author: MEXC
Sign Up on MEXC
Sign Up & Receive Up to 10,000 USDT Bonus
SNOW Soars 24%: What Drove It?
SNOW Soars 24%: What Drove It?SNOW Soars 24%: What Drove It?
$1.55B in revenue and AI growth lift the outlook