You’ve been rear-ended on Barnum Avenue. You’re rattled, your coffee’s spilled across the passenger seat, and your brain is still catching up to what just happened. Then your phone rings.
It’s the insurance adjuster. They’re “checking in.” They “just need a quick statement.”
Your instinct? Be polite. Cooperate. Maybe even apologize (because of course you do—you’re from Connecticut).
But here’s the truth:
That call? It’s not your friend.
Insurers Move Fast. You Shouldn’t.
The insurance rep on the other end of the line is trained to sound helpful. Casual. Like they’re handling things for you. But let’s be clear: their job isn’t to make you whole—it’s to minimize how much they pay out.
Every word you say, every pause, every “I think I’m okay”—it’s all recorded. And it can all be used to undercut your claim later. Don’t give them that chance.
Before you say a word, say this instead:
“I need to speak to my attorney first.”
Why Call a Stratford, CT Accident Attorney First?
Because they know the game—and they’re not playing nice.
While you’re still processing the crash, an experienced Stratford, CT accident attorney is already thinking about:
- Evidence preservation
- Witness timelines
- Medical documentation
- Comparative fault thresholds
(Yep, in Connecticut, if you’re more than 50% at fault, you recover nothing.)
This isn’t about being paranoid. It’s about being prepared.
And legally protected.
“But I Feel Fine…” Famous Last Words
Whiplash. Concussions. Herniated discs.
All notorious for showing up days after an accident—long after you told the insurance company you were “totally fine.”
That casual reassurance you gave on the phone? It could tank your case when your symptoms finally set in. A good attorney will make sure you get checked out properly and that everything’s on record before you say anything that can’t be unsaid.
Your Claim Has Value—But You Won’t Know It Alone
Insurance companies count on the fact that you don’t know what your case is worth.
Not just car damage. Not just ER bills. We’re talking:
- Lost wages
- Physical therapy
- Pain and suffering
- Long-term care
And here’s the kicker: people who hire lawyers don’t just get more. They get significantly more, even after legal fees. That’s not marketing—it’s statistically backed.
They’re Ready. Are You?
Adjusters don’t fumble. They’ve handled hundreds of these calls. They know what phrases to use. What emotional levers to pull.
You? You’ve been in one accident. Maybe two. You’re outgunned. Unless, of course, you bring in someone who knows how to push back.
A Stratford, CT accident attorney brings experience, strategy, and a little pressure of their own. And that changes everything.
So, What’s the Move?
Simple: Don’t talk to insurers until you’ve spoken to legal counsel.
Not out of hostility. Not because you’re “suing” anyone. But because that early phone call might be the most expensive one you’ll ever take if you don’t have backup.
Let the insurance rep wait. They’ll be fine.
You? You’ve got smarter things to do—like calling someone who knows how to protect you.
