Revolut Enters Stablecoin Payments With Polygon Integration

The move shifts the London-based fintech beyond simple crypto trading and into real-utility money transfers — positioning blockchain rails as part of everyday finance for tens of millions of users.

The launch plugs Revolut’s UK and EEA customers into Polygon’s rapidly expanding stablecoin infrastructure, enabling near-instant transfers in USDC, USDT, and POL at costs measured in fractions of a cent. The feature quietly went live in December 2024, and demand has been explosive: transactions routed through Polygon have already generated more than $690 million in volume.

This marks only the opening chapter of what both companies describe as a multi-phase partnership that will introduce additional products and integrations over time.

A Strategic Bet on Stablecoins as the Future of Global Transfers

With more than 60 million individuals and over 500,000 businesses using its platform, Revolut appears to be making a decisive statement about where payments are headed. Stablecoins have entered a phase some analysts now call a “supercycle,” with tens of trillions of dollars in digital dollars settled on-chain annually — and Revolut wants to be at the center of that evolution.

By partnering with Polygon, the company gains access to an ecosystem currently handling over 153 million stablecoin transactions every 30 days and holding more than $3.5–$3.6 billion in circulating stablecoin supply. The blockchain’s low-cost infrastructure has made it the settlement layer of choice for companies building real-world payment systems rather than speculative crypto apps.

Revolut already supports POL trading across both its consumer app and Revolut X exchange, and users can stake POL directly in-app at yields up to 4% APY. Polygon’s rails are also live on Revolut Ramp, supporting fiat on-ramps to third-party Web3 wallets.

Polygon Positions Itself as the Institutional Blockchain for Money Movement

The partnership adds Revolut to a fast-growing list of firms building payment services on Polygon — including Stripe, Flutterwave, Reliance Jio and institutional card networks. Combined, they position the chain among the strongest candidates to become the default infrastructure for stablecoins and cross-border remittances.

Polygon Labs CEO Marc Boiron described the integration as a milestone in the quiet transition of blockchain from speculative finance to invisible backend plumbing. The goal: users get cheaper and faster transactions without needing to understand what’s happening under the hood.

A New Competitive Stage for Global Fintech

With 14 million of Revolut’s customers already trading crypto, the stablecoin remittance launch doesn’t just add a new feature — it shifts Revolut toward becoming one of the first major fintech platforms to blur the boundaries between traditional and decentralized finance at scale.

Whether other neobanks follow could define the next wave of competition in payments. For now, Revolut and Polygon have opened a door that the rest of the industry may soon be pressured to walk through.

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