Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen

• Bitget Wallet unveils a zero-fee crypto card in 50+ countries for seamless stablecoin spending.
• Users get $400/month with no fees on FX markups, conversions, or hidden charges.
• Bitget’s Pay Suite offers crypto card, QR payments, in-app shopping, and fiat-to-crypto bridging.

While stablecoins now move more money annually than Visa, crypto payments still feel expensive. Bitget Wallet’s new zero-fee card and Pay Suite aim to change that.

Stablecoin Growth, but Still Expensive to Spend

Stablecoins surpassed Visa in transaction volume this year, showing how digital dollars are becoming faster and more efficient than traditional money. But spending crypto can still be costly.

Most crypto cards come with hidden fees:

• 1.5%–3% for currency exchange
• 0.5%–1.5% for top-ups or conversions
• 0.5%–3% in price slippage
• Plus annual or inactivity fees

These fees can add up to 7% per transaction, making crypto less efficient than it should be.

Bitget Wallet’s Zero-Fee Crypto Card

Bitget Wallet has launched a zero-fee crypto debit card in over 50 countries, including Europe, Latin America, and parts of Asia. It works with Visa and Mastercard while keeping everything on the blockchain.

Users get a $400 monthly allowance with no fees for FX markups, conversion costs, or hidden charges. Transactions use real-time exchange rates, solving one of the biggest pain points of using crypto cards.

Why This Matters: Stablecoins Are Becoming Mainstream

The rise of stablecoins is making crypto a more common payment method. The IMF reported $1.2 trillion in stablecoin transactions in Q3 2025, with 70% of this volume coming from emerging markets, areas most affected by currency exchange issues.

Bitget Wallet data shows that 40% of users now use crypto for everyday payments, moving beyond just trading. Stablecoins are already being used as regular currency for things like remittances and e-commerce. The main barrier is high fees, and Bitget Wallet’s no-fee model addresses this directly.

Bitget Wallet’s Pay Suite

The zero-fee card is just one part of Bitget Wallet’s Pay Suite, which also includes:

• QR Payments: Integration with local systems like PIX (Brazil) and VietQR (Vietnam)
• In-App Shop: Buy digital goods with stablecoins
• Bank Transfers: Easy conversion between fiat and stablecoins

This multi-rail system unifies stablecoin spending across different countries and payment methods, adapting to local habits rather than forcing a one-size-fits-all approach.

Seamless, Global Experience

Bitget Wallet’s CMO, Jamie Elkaleh, says the goal is to make stablecoin payments as simple and predictable as everyday digital money. By removing fees and hidden costs, users get the fast and smooth experience they expect when paying anywhere.

The wallet’s full suite of features, from QR payments to bank transfers, helps create a seamless, on-chain payment ecosystem.

Customizable Cards for Web3 Communities

Bitget Wallet is also launching customizable crypto cards for creators and Web3 communities. Virtual cards can be issued instantly, and partners can create themed designs, like SHIB-branded cards or a special card with LINE NEXT for Asian markets.

This program lets crypto communities create their own unique payment cards, blending functionality with cultural identity.

Related: Bitget Wallet Introduces Zero-Fee Feature for Its Crypto Card in Over 50 Markets

How Bitget Wallet Compares to Others

• Neobanks: Good user experience and global reach, but rely on traditional banks, so fees still apply and they don’t support stablecoins.
• Other Crypto Cards: High fees (3%–7%), limited regions, and the need to top up or convert assets.

Bitget Wallet Pay Suite:

• Zero-fee stablecoin card in 50+ countries
• Local payment system integrations like PIX and VietQR
• In-app purchases, fiat-to-crypto conversion, and customizable cards

The key advantage is fee transparency, localized payment options, and cultural relevance.

Ultimately, Bitget Wallet’s Pay Suite reflects the growing role of stablecoins in global finance. With its global reach and seamless payments, Bitget Wallet is positioning itself as a leader in the emerging stablecoin-first economy, making crypto payments practical for everyday use.