BTCC Reports 146% Reserve Ratio in November 2025, Underscoring Consistent Financial Oversight

BTCC, among the longest-running cryptocurrency exchanges globally, has released its November 2025 Proof of Reserve (PoR) report, disclosing a total reserve ratio of 146%. The figure continues a consistent trend of overcollateralization and exceeds the standard 1:1 reserve benchmark expected in the industry.

The report offers an updated snapshot of BTCC’s asset backing and reflects the exchange’s broader transparency initiative that followed a wider industry shift toward more rigorous auditing practices. Since May 2025, BTCC has maintained reserves above 100%, with the ratio climbing steadily over the past five months, from 132% in July to 141% in August, 143% in September, and 152% in October, culminating in November’s 146%.

The latest audit confirms solid coverage across major assets:

• Bitcoin (BTC): 162%
  
• Ethereum (ETH): 165%
  
• Tether (USDT): 160%
  
• Cardano (ADA): 150%
  
• USD Coin (USDC): 133%
  
• Ripple (XRP): 124%
  

“We’ve maintained our reserve ratio well above 100% since May 2025,” said Marcus Chen, Product Manager at BTCC. “Strong reserves matter most during market turbulence; they ensure user assets remain fully protected regardless of conditions.”

BTCC uses Merkle Tree proofs for its monthly audits, an established cryptographic method that allows users to independently verify that the exchange holds sufficient assets to match all customer deposits. This structure is central to BTCC’s operational model and supports greater visibility into the platform’s solvency.

In addition to its reserve disclosures, BTCC recently introduced a Flexible Savings campaign aimed at users seeking to earn passive income on crypto holdings. The initiative offers daily-compounding APYs between 8% and 18% for deposits starting at 1,000 USDT, with support for multiple digital assets.

Details of the Flexible Savings program are available on BTCC’s official platform.