XRP trades at $2.03, down 2.3% in the last 7 days and 15.7% in the last 30 days, as the market digests insights from DAS Research. The report explains how Ripple is steadily positioning XRP as a key infrastructure asset for international payments rather than a speculative instrument. Traders and investors now look at XRP’s functional role in payments alongside its price trends.
Ripple’s Strategic Focus on ODL
DAS highlights Ripple’s On-Demand Liquidity product, now branded Ripple Payments, as XRP’s most important real-world use case. The system converts fiat into XRP, transfers it across borders in seconds, and settles in local currency upon arrival.
In the second quarter of 2025, ODL processed $1.3 billion in payments. While this remains small compared to traditional networks, it shows measurable growth and adoption among over 300 financial institutions, including SBI Holdings, Santander, and Tranglo.
At the time of the research, Ripple held 36 billion XRP in escrow and maintained nearly 5 billion tokens as a spendable balance. DAS notes that this centralization creates both a structural advantage and potential market risk. The company’s control allows coordinated liquidity and settlement support, but also raises questions about large future sell-offs as adoption expands.
Source: X
Regulatory Progress and Ledger Activity
Recent regulatory clarity has shifted market perception. Following the U.S. SEC closing its case against Ripple in 2025, XRP is confirmed as a non-security for public trading. On-chain activity also increased: Q3 2024 saw a 500% jump in transactions, and early 2025 averaged 2 million daily transactions. About 75% settle in under five seconds, showcasing the network’s capability to handle high-volume, low-cost cross-border payments.
Ripple’s launch of the dollar-backed RLUSD stablecoin also expands its institutional reach. Held in custody at BNY Mellon, RLUSD underpins new liquidity corridors and complements XRP as a bridge asset. The acquisition of prime broker Hidden Road strengthens institutional settlement capabilities directly on the XRP Ledger. These moves indicate a deliberate push to integrate XRP into broader financial infrastructure.
Positioning XRP for Global Payment Systems
DAS Research emphasizes XRP’s structural advantages, including fast settlement, low cost, neutral bridge functionality, and institutional-grade reliability. Ripple integrates stablecoins like RLUSD into its network, with XRP providing liquidity and acting as the bridge asset. This ecosystem design helps scale settlements across banks, fintechs, and cross-border networks while maintaining speed and transparency.
Source: X
Catalysts and Future Prospects
The research identifies key catalysts shaping XRP’s trajectory. RippleNet partnerships, RLUSD corridor openings, and institutional custody improvements create new pathways for on-chain settlement. Exchange-Traded Funds and upcoming XRPL upgrades further support mainstream adoption.
Regulatory approvals, worldwide licensing, and emerging ZK-enabled identity layers are designed to enhance bank-level chain utilization. Analysts now question how quickly partners will shift from interest-only usage to direct on-chain XRP settlements.
DAS Research Perspective
Stern Drew notes that the report demonstrates XRP’s role as infrastructure rather than a tradable token. Ripple is no longer competing with other cryptocurrencies; instead, it competes with traditional payment systems.
DAS shows that XRP’s adoption grows among institutions seeking predictable value transfer. This strategic positioning underscores the potential for XRP to become a backbone for global cross-border financial flows.
Source: https://coinpaper.com/13075/new-das-report-claims-ripple-is-making-xrp-key-to-global-payment-rails
