Pundit Calls Out XRP Skeptics as Ecosystem Momentum Builds

• Black Swan Capitalist founder urges investors focus on XRP fundamentals not speculation
• XRP declined 32% over three months to $1.92, tracking 7.36% annual loss for 2025
• Five XRP ETFs accumulated over $1 billion in net inflows during first 21 trading days

Versan Aljarrah, founder of Black Swan Capitalist, urged investors to focus on fundamental developments surrounding XRP rather than speculation. The comments address ongoing market conditions that have pressured XRP’s price over recent months.

XRP has declined 32% over the past three months and currently trades at $1.92. The token tracks toward its first annual loss since 2022, down 7.36% year-to-date in 2025. Santiment data from October 2025 confirmed that XRP sentiment reached its most bearish level in six months.

Analyst Criticizes Focus on Speculation Over Facts

Aljarrah stated that too many investors spend time focusing on hypothetical scenarios and endless nuances rather than tangible developments. These individuals often engage in arguments about minor details, according to the analyst.

While investors debate hypotheticals, the XRP ecosystem continues advancing through institutional adoption and infrastructure development. Aljarrah emphasized that reality around improved flows and valuation materializes regardless of speculation.

Ripple has executed multiple institutional partnerships throughout 2025. The company recently expanded its collaboration with TJM Investments to enhance institutional trade execution and collateral efficiency through Ripple Prime services.

Ripple formed a partnership with Mastercard, Gemini, and WebBank in November enabling settlements with RLUSD stablecoin. The firm also partnered with RedotPay, facilitating quick settlement and conversion of digital assets to Nigerian Naira.

The first XRP exchange-traded fund launched November 13, followed by four additional products. These five funds collectively crossed $1 billion in net inflows after 21 trading days, demonstrating institutional demand for regulated XRP exposure.

RLUSD stablecoin adoption has expanded across multiple platforms since launch. The dollar-backed token trades on various exchanges and integrates into payment systems as Ripple positions it for institutional treasury use cases.

Aljarrah characterized these developments as proof that the ecosystem is progressing steadily. He stated that reality does not wait for speculation to conclude. Investors can either focus on measurable facts surrounding XRP or risk being left behind as the market advances through institutional integration.

The analyst’s comments reflect a perspective that infrastructure development, regulatory progress, and institutional adoption represent more relevant factors for long-term positioning than short-term price movements or hypothetical scenarios discussed in community forums.