Bank of America Advises Up to 4% Bitcoin Portfolio Allocation

Bank of America reportedly allows wealth advisors to allocate up to 4% in Bitcoin, according to secondary sources, though no primary confirmation exists from the bank itself as of January 5, 2026.

The potential shift could position Bitcoin as a strategic asset for high-net-worth clients, mirroring similar moves by Fidelity and Morgan Stanley, potentially impacting broader acceptance and market dynamics.

Bank of America Permits Bitcoin in Client Portfolios

Reports claim that Bank of America now permits its wealth advisors to recommend up to 4% of portfolios in Bitcoin, according to The Bitcoin Historian. PANews initially reported the decision, though no official Bank of America confirmations exist.

Investors with an interest in digital assets may manage 1% to 4% of their portfolios in Bitcoin through the bank’s platforms. The potential shift from unregulated crypto investments to regulated vehicles like ETFs might follow, though details remain speculative due to the lack of official acknowledgment.

Bitcoin Valuation and Broader Implications

Did you know? Bank of America’s rumored policy aligns with previous moves by financial giants like BlackRock and Fidelity in 2024, showcasing a potential trend in institutional crypto adoption.

Bitcoin (BTC), currently valued at $92,566.51, reflects subtle fluctuations in recent market trends. Its market cap stands at $1.85 trillion, demonstrating a 58.68% dominance. Trading volume saw an increase by 40.18% over 24 hours. BTC’s supply remains at 19.97 million units, nearing the capped 21 million supply. Data sourced from CoinMarketCap, January 5, 2026.

The Coincu research team highlights prospective regulatory influences for crypto adoption. Bitcoin’s inclusion in traditional portfolios could drive financial innovation. Historical precedence suggests such moves indirectly support broader market legitimacy despite regulatory ambiguities, as seen when China enhances crypto regulations.