Top Crypto to Buy Now: Why It’s Not Shiba Inu (SHIB)

Shiba Inu (SHIB) remains a top meme coin, and during strong market cycles it can still deliver decent returns. However, its massive supply and constant pump-and-dumps are driving attention away from the token. Mutuum Finance (MUTM) is positioned at the opposite end of the spectrum.

Priced at $0.04 in Presale Phase 7, MUTM gives early investors exposure before exchange listings. With price increases scheduled in the upcoming presale stages, the presale structure alone creates immediate upside for early participants. This trait has resonated with investors looking for the best cheap crypto to buy.

Why SHIB’s Stability Doesn’t Translate Into Explosive Growth

Shiba Inu has shown technical stability, with buyers defending key levels and price consolidating after impulsive moves. This supports the case for gradual appreciation during bullish conditions. However, stability is not the same as scalability. With trillions of tokens already in circulation and widespread exchange availability, even strong demand tends to result in measured price appreciation. For investors chasing life-changing returns, this limitation matters when deciding the top crypto to buy now.

SHIB vs MUTM: What a $2,000 Investment Could Become

A $2,000 investment in Shiba Inu requires a favorable market cycle to deliver outsized gains. Even under an optimistic assumption where SHIB manages a 10x move, that $2,000 would grow to $20,000, producing an $18,000 profit. While meaningful, this outcome depends almost entirely on renewed speculative demand.

Mutuum Finance offers a far more asymmetric setup. At a $0.04 presale price, a $2,000 investment secures 50,000 MUTM tokens. If MUTM reaches $1.20, a price looking possible with growing usage and post-launch demand, that same position would be worth $60,000. In this scenario, the investor would be sitting on a $58,000 gain, simply by entering early, before listings, before liquidity expansion, and before revenue-driven buybacks, exactly the type of setup investors seek when hunting for the best cheap crypto to buy.

Holding Crypto Into Active Income

Mutuum Finance is built to monetize capital. The platform’s noncustodial DeFi lending system benefits both borrowers and lenders, reinforcing its position as the best cheap crypto to buy for income-oriented investors. The project has raised over $19.7 million in total during presale and attracted over 18,770 unique investors.

For borrowers, MUTM eliminates the need to sell long-term holdings. If a user holds $1,000 worth of Ethereum and faces a short-term expense, they can borrow USDT using ETH as collateral instead of liquidating their position. This preserves exposure to ETH’s upside while still having funds to attend to their needs. 

On the other hand, a user holding 3 ETH, valued at roughly $10,000, can supply those assets to MUTM’s peer-to-contract pools and earn 7% to 10% APY. At the higher end, that translates into $1,000 per year in additional income, generated without handing custody to a centralized platform. Over multiple years, this compounding effect becomes significant.

Beyond pooled lending, MUTM also enables peer-to-peer (P2P) lending, which opens the door to higher-yield strategies. In these markets, lenders can negotiate directly with borrowers, particularly for higher-risk assets such as meme tokens. In certain cases, yields can approach 15% to 20% APY.

Token Buybacks Reward Stakers 

Mutuum Finance features a fee-based buyback mechanism. Every transaction on the platform generates protocol fees, and a portion of those fees goes to buy MUTM. Instead of burning the tokens, they are shared amongst stakers. As usage scales, so will the fees as well as the rewards, something SHIB lacks.

The Best Cheap Crypto to Buy Now

Shiba Inu can still deliver respectable returns, but its upside is capped by its size and structure. Mutuum Finance, priced at just $0.04 and approaching public launch, combines early-stage entry, revenue-generating DeFi infrastructure, high-yield lending options, and buyback-driven token demand. For investors evaluating where a $2,000 position has the greatest chance of scaling into $20,000, $50,000, or more, MUTM’s presale positioning and utility-driven design make it one of the strongest contenders for both the best cheap crypto to buy and the top crypto to buy now.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

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