The post Bitwise Predicts Surge in Crypto Credit & Borrowing appeared on BitcoinEthereumNews.com. Key Notes Bitwise CEO predicts crypto credit markets will expand dramatically within a year. On-chain lending protocols are already seeing double-digit growth. Tokenized credit products and real-world asset loans are also emerging sectors. Bitwise Asset Management chief executive Hunter Horsley believes the crypto industry’s next explosive sector will be borrowing and credit. In a recent post on X, Horsley said that within six to twelve months, this sector will be “the big story,” adding that the trend will grow over the next several years. He highlighted two forces driving this growth. First, with nearly $4 trillion in crypto assets already circulating, investors will increasingly choose to borrow against their holdings instead of selling them. Second is the fast-growing tokenization sector. According to Horsley, as trillions of dollars’ worth of stocks and other traditional assets become tokenized, small investors will be able to borrow against their assets directly on-chain for the first time. 6-12 months from now, the big story in crypto is going to be credit and borrowing. It will explosively grow over the next few years. Two vectors: 1. There’s nearly $4 trillion dollars of crypto and growing: when people can borrow against this crypto, rather than sell, they… — Hunter Horsley (@HHorsley) September 18, 2025 Horsley concluded that the crypto borrowing and credit sector “is just getting started” and will fundamentally reshape global capital markets. DeFi Lending Sector Booms Horsley’s prediction comes amid recent growth across decentralized finance. According to industry data, the total crypto lending market was about $36.5 billion in late 2024, rebounding sharply from the downturn that followed the 2021 peak. Open on-chain borrowing surged 959% since late 2022, reaching $19.1 billion by the end of last year. Aave AAVE $309.1 24h volatility: 5.2% Market cap: $4.71 B Vol. 24h: $492.89 M remains the leader,… The post Bitwise Predicts Surge in Crypto Credit & Borrowing appeared on BitcoinEthereumNews.com. Key Notes Bitwise CEO predicts crypto credit markets will expand dramatically within a year. On-chain lending protocols are already seeing double-digit growth. Tokenized credit products and real-world asset loans are also emerging sectors. Bitwise Asset Management chief executive Hunter Horsley believes the crypto industry’s next explosive sector will be borrowing and credit. In a recent post on X, Horsley said that within six to twelve months, this sector will be “the big story,” adding that the trend will grow over the next several years. He highlighted two forces driving this growth. First, with nearly $4 trillion in crypto assets already circulating, investors will increasingly choose to borrow against their holdings instead of selling them. Second is the fast-growing tokenization sector. According to Horsley, as trillions of dollars’ worth of stocks and other traditional assets become tokenized, small investors will be able to borrow against their assets directly on-chain for the first time. 6-12 months from now, the big story in crypto is going to be credit and borrowing. It will explosively grow over the next few years. Two vectors: 1. There’s nearly $4 trillion dollars of crypto and growing: when people can borrow against this crypto, rather than sell, they… — Hunter Horsley (@HHorsley) September 18, 2025 Horsley concluded that the crypto borrowing and credit sector “is just getting started” and will fundamentally reshape global capital markets. DeFi Lending Sector Booms Horsley’s prediction comes amid recent growth across decentralized finance. According to industry data, the total crypto lending market was about $36.5 billion in late 2024, rebounding sharply from the downturn that followed the 2021 peak. Open on-chain borrowing surged 959% since late 2022, reaching $19.1 billion by the end of last year. Aave AAVE $309.1 24h volatility: 5.2% Market cap: $4.71 B Vol. 24h: $492.89 M remains the leader,…

Bitwise Predicts Surge in Crypto Credit & Borrowing

Key Notes

  • Bitwise CEO predicts crypto credit markets will expand dramatically within a year.
  • On-chain lending protocols are already seeing double-digit growth.
  • Tokenized credit products and real-world asset loans are also emerging sectors.

Bitwise Asset Management chief executive Hunter Horsley believes the crypto industry’s next explosive sector will be borrowing and credit.

In a recent post on X, Horsley said that within six to twelve months, this sector will be “the big story,” adding that the trend will grow over the next several years.


He highlighted two forces driving this growth. First, with nearly $4 trillion in crypto assets already circulating, investors will increasingly choose to borrow against their holdings instead of selling them.

Second is the fast-growing tokenization sector. According to Horsley, as trillions of dollars’ worth of stocks and other traditional assets become tokenized, small investors will be able to borrow against their assets directly on-chain for the first time.

Horsley concluded that the crypto borrowing and credit sector “is just getting started” and will fundamentally reshape global capital markets.

DeFi Lending Sector Booms

Horsley’s prediction comes amid recent growth across decentralized finance.

According to industry data, the total crypto lending market was about $36.5 billion in late 2024, rebounding sharply from the downturn that followed the 2021 peak.

Open on-chain borrowing surged 959% since late 2022, reaching $19.1 billion by the end of last year.

Aave

AAVE
$309.1



24h volatility:
5.2%


Market cap:
$4.71 B



Vol. 24h:
$492.89 M

remains the leader, now responsible for more than 75% of Ethereum’s

ETH
$4 601



24h volatility:
2.4%


Market cap:
$555.30 B



Vol. 24h:
$44.19 B

lending activity. The lending protocol currently posts a 15% monthly surge in TVL to roughly $41.9 billion.

Another leading DeFi lender, Morpho, with $8.5 billion in TVL, reported a 34% jump over the same period.

Top lending and borrowing tokens have seen a 3.65% surge in their top market cap in the past day. This week’s top crypto coin of the sector, Kamino Finance

KMNO
$0.0884



24h volatility:
20.8%


Market cap:
$247.94 M



Vol. 24h:
$203.06 M

, has posted 37% value gain in the past seven days.

Tokenized Credit on the Rise

Beyond traditional crypto lending, tokenized credit markets are gathering pace amid clearer regulatory proposals. Real-world asset (RWA) loans on-chain have climbed from roughly $5 billion in 2022 to more than $24 billion by mid-2025.

Tokenized Treasury products alone have doubled to about $4 billion, with major asset managers such as Franklin Templeton bringing money-market funds onto blockchains.

next

Disclaimer: Coinspeaker is committed to providing unbiased and transparent reporting. This article aims to deliver accurate and timely information but should not be taken as financial or investment advice. Since market conditions can change rapidly, we encourage you to verify information on your own and consult with a professional before making any decisions based on this content.

News


A crypto journalist with over 5 years of experience in the industry, Parth has worked with major media outlets in the crypto and finance world, gathering experience and expertise in the space after surviving bear and bull markets over the years. Parth is also an author of 4 self-published books.

Parth Dubey on LinkedIn


Source: https://www.coinspeaker.com/bitwise-predicts-crypto-credit-surge/

Market Opportunity
B Logo
B Price(B)
$0.20615
$0.20615$0.20615
+0.30%
USD
B (B) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Tether CEO Delivers Rare Bitcoin Price Comment

Tether CEO Delivers Rare Bitcoin Price Comment

Bitcoin price receives rare acknowledgement from Tether CEO Ardoino
Share
Coinstats2025/09/17 23:39
Zepto Life Technology Launches Plasma-Based FungiFlex® Mold Panel as CLIA Reference Laboratory Test

Zepto Life Technology Launches Plasma-Based FungiFlex® Mold Panel as CLIA Reference Laboratory Test

ST. PAUL, Minn., Jan. 21, 2026 /PRNewswire/ — Zepto Life Technology has announced the launch of the FungiFlex® Mold Panel, a plasma-based molecular diagnostic test
Share
AI Journal2026/01/21 23:47
Polygon Tops RWA Rankings With $1.1B in Tokenized Assets

Polygon Tops RWA Rankings With $1.1B in Tokenized Assets

The post Polygon Tops RWA Rankings With $1.1B in Tokenized Assets appeared on BitcoinEthereumNews.com. Key Notes A new report from Dune and RWA.xyz highlights Polygon’s role in the growing RWA sector. Polygon PoS currently holds $1.13 billion in RWA Total Value Locked (TVL) across 269 assets. The network holds a 62% market share of tokenized global bonds, driven by European money market funds. The Polygon POL $0.25 24h volatility: 1.4% Market cap: $2.64 B Vol. 24h: $106.17 M network is securing a significant position in the rapidly growing tokenization space, now holding over $1.13 billion in total value locked (TVL) from Real World Assets (RWAs). This development comes as the network continues to evolve, recently deploying its major “Rio” upgrade on the Amoy testnet to enhance future scaling capabilities. This information comes from a new joint report on the state of the RWA market published on Sept. 17 by blockchain analytics firm Dune and data platform RWA.xyz. The focus on RWAs is intensifying across the industry, coinciding with events like the ongoing Real-World Asset Summit in New York. Sandeep Nailwal, CEO of the Polygon Foundation, highlighted the findings via a post on X, noting that the TVL is spread across 269 assets and 2,900 holders on the Polygon PoS chain. The Dune and https://t.co/W6WSFlHoQF report on RWA is out and it shows that RWA is happening on Polygon. Here are a few highlights: – Leading in Global Bonds: Polygon holds 62% share of tokenized global bonds (driven by Spiko’s euro MMF and Cashlink euro issues) – Spiko U.S.… — Sandeep | CEO, Polygon Foundation (※,※) (@sandeepnailwal) September 17, 2025 Key Trends From the 2025 RWA Report The joint publication, titled “RWA REPORT 2025,” offers a comprehensive look into the tokenized asset landscape, which it states has grown 224% since the start of 2024. The report identifies several key trends driving this expansion. According to…
Share
BitcoinEthereumNews2025/09/18 00:40