Coinbase new features: 24/7 stock trading, AI advisor, pre-IPO futures

Coinbase is making its most ambitious push yet to become a unified financial platform, unveiling a sweeping wave of new products that blur the lines between crypto exchange, stock brokerage, and fintech bank. At the center of this rollout is the launch of Coinbase tokenized stocks for non-U.S. customers — a move that could reshape how international investors access U.S. equity markets.

Key takeaways

• Coinbase will launch tokenized U.S. stocks for non-U.S. customers next month, backed 1:1 by the underlying asset with full shareholder rights.
• Options trading for both crypto and stocks is coming to Coinbase in the next few months, alongside commission-free trading of major U.S. stocks, indices, and ETFs.
• Real-world asset perpetual futures — including pre-IPO futures for SpaceX, Anthropic, and OpenAI — launched earlier this month.
• Coinbase Advisor, an SEC-registered AI-powered investment advisor, is now live for U.S. Coinbase One members.
• New security, credit, and borrowing products — including Transfer Protection and a USDC-backed credit card — are rolling out today.

Expanded Trading Offerings on Coinbase

The scope of what Coinbase is rolling out is genuinely unusual for a single announcement. This isn’t a product refresh. It’s a deliberate repositioning — the company wants to be the single interface where someone can manage stocks, crypto, ETFs, options, and prediction markets without ever logging into another platform.

Launch of Tokenized U.S. Stocks for Non-U.S. Customers

Next month, Coinbase will introduce tokenized stocks to its international user base. These aren’t synthetic derivatives or IOUs — each token is backed 1:1 by the underlying equity and carries full shareholder rights, including dividend payouts. For international investors who have historically faced friction when accessing U.S. markets, this is a meaningful shift.

The onchain structure also unlocks utility that traditional brokerages simply can’t offer: trading U.S.-listed stocks 24/7, lending shares to earn yield, using them as collateral for a loan, or gifting them as easily as sending a text message. That combination of traditional equity rights with programmable, onchain functionality is the real pitch here. Tokenized stocks will not be available to U.S. persons.

Options Trading and Portfolio Transfers

In the coming months, Coinbase will roll out options trading for both crypto and stocks directly on its platform. This adds a layer of strategic sophistication that has long been missing for retail traders who want to manage risk or express market views across asset classes without switching platforms.

Already live: users can transfer existing stock portfolios from other brokerages directly to Coinbase and trade nearly every major U.S. stock, index, and ETF commission-free. The Advanced platform now supports TradingView charting with indicators, fractional shares, and up to 3.5% rewards on trade-ready USDC balances.

Real-World Asset Perpetual Futures and Prediction Markets

Earlier this month, Coinbase launched real-world asset (RWA) perpetual futures, giving traders exposure to thematic equity indices including AI, China, Defense, and the Tech 100. Pre-IPO perpetual futures are also live, starting with SpaceX — with Anthropic and OpenAI futures coming soon. These instruments let investors position around high-interest private companies before they ever hit public exchanges.

On the prediction markets side, Coinbase is now introducing two new products:

• Crypto binaries: time-boxed up/down markets on assets like BTC, ETH, and SOL across intervals ranging from 15 minutes to annual.
• Combos: bundled trades that let users combine predictions across economic indicators, geopolitical events, sports outcomes, and more into a single position.

Upgraded Trading Platforms and Market Access

Coinbase Advanced is getting a significant redesign. The platform is being rebuilt for modular, cross-asset execution — users can choose preset templates or drag-and-drop widgets to build custom trading layouts with stocks and crypto side by side.

Coinbase Advanced Platform Upgrade and Global Liquidity Pool

Within the next few months, Coinbase plans to unify its U.S. spot exchange, international derivatives exchanges, and Deribit into a single regulated global liquidity pool. The goal is to give customers the most liquid access to spot, perpetuals, and options in the world under one roof. Coinbase has also become the first platform approved by the CFTC to offer regulated crypto derivatives — including options — to American traders.

That CFTC approval is worth pausing on. Regulated derivatives access for U.S. retail investors has historically been limited, and Coinbase now holds a structural advantage over competitors who lack that regulatory clearance. Combined with the Deribit integration, the global liquidity pool could become one of the deepest order books in the industry.

Innovative Financial Services and Security Features

AI-Powered Coinbase Advisor for U.S. Users

Coinbase Advisor is live today for U.S. Coinbase One members. Operated by Coinbase Advisors, LLC — registered both as a Commodity Trading Advisor with the NFA and as a Registered Investment Advisor with the SEC — it functions as an in-app AI advisor available around the clock. It can help with tax-loss harvesting strategies, translate breaking news into multi-asset trade recommendations, and handle analytical heavy lifting that has traditionally required a human financial advisor.

The significance here is access. Professional-grade investment advice has always come with traditional cost barriers. An SEC-registered AI advisor embedded directly in a consumer app changes that equation for millions of everyday investors.

USDC-Backed Coinbase One Card

Also launching today is USDC-backed access to the Coinbase One Card — designed for users who don’t qualify for traditional lines of credit. By using USDC as collateral, users can unlock a card that earns bitcoin rewards on everyday purchases while continuing to earn rewards on the underlying USDC deposit, paid out weekly. On-time payments also help build credit history.

Separately, the Coinbase One Card’s travel offering now gives cardholders 5% Bitcoin back on every booking through a new Travel Portal powered by Rocket Travel by Agoda, a Booking Holdings company — replacing traditional loyalty points that expire or devalue over time.

Collateralized Loans Against Staked Assets

Starting today, Coinbase users can borrow against their staked Solana holdings, powered by JitoSOL via integration with Morpho on Base. Borrowing limits extend up to $100,000 for JitoSOL, and up to $1 million for cbETH. This joins an existing lineup that already supports borrowing against BTC, ETH, SOL, XRP, DOGE, ADA, and LTC — meaning staked assets no longer have to sit idle while waiting for yield.

Transfer Protection Security Framework

Coinbase has begun rolling out Transfer Protection, a new security layer that includes time-delayed withdrawals, customizable daily limits, and multi-party approval workflows for outgoing funds. The time-delay feature gives users a review window to catch and reverse unauthorized transactions before they execute — a direct response to the social engineering and fraud threats that have targeted crypto users at scale.

Coinbase Developer Platform and Strategic Partnerships

Beyond its consumer products, Coinbase is also opening up its infrastructure to external businesses through the newly launched Coinbase Developer Platform (CDP). One access point connects companies to wallet infrastructure, payments capabilities, trading systems, and stablecoin issuance — all built on Coinbase’s 15 years of operational and compliance infrastructure.

Stablecoin payments are the headline use case. Coinbase processed nearly a trillion dollars in stablecoin volume last year across its products, and Coinbase Payments — built on USDC and Base — is now available for businesses. Checkout.com is already using it. For companies that want to offer crypto to their own customers without the burden of licensing, Coinbase is offering a fully custodial infrastructure solution backed by 80 global regulatory licenses. Launch partners include Klarna and Webull, with Coinbase promising to compress typical launch timelines from years down to weeks.

CDP is also built for the agentic economy. Coinbase is partnering with AWS to enable native agent payments on AWS AgentCore, and its Payments APIs are now agentic-enabled out of the box — meaning companies like OpenRouter, the largest AI model exchange, will be able to accept payments from both humans and automated agents seamlessly.

Taken together, what Coinbase is building looks less like a crypto exchange adding features and more like a regulated financial operating system — one that lets a single user, or a single business, manage equities, derivatives, stablecoins, credit, and AI-driven investment advice from one login. The question the industry is now asking isn’t whether Coinbase can pull this off technically. It’s whether regulators in key markets will keep pace fast enough to let the full vision materialize globally.

FAQ

Who can trade tokenized U.S. stocks on Coinbase?

Tokenized U.S. stocks will be available to non-U.S. customers only. U.S. persons are excluded from this product.

What new trading products is Coinbase introducing?

Coinbase is launching tokenized stocks for international users, options trading for crypto and stocks, real-world asset perpetual futures, pre-IPO futures for companies like SpaceX and OpenAI, crypto binaries, and prediction market combo trades.

How does the USDC-backed Coinbase One Card work for users without traditional credit?

Users who aren’t approved for a traditional line of credit can secure the Coinbase One Card by using USDC as collateral. The card earns bitcoin rewards on everyday purchases, pays out rewards on the underlying USDC deposit weekly, and helps users build their credit history with every on-time payment.

What security features are included in Coinbase’s Transfer Protection?

Transfer Protection includes time-delayed withdrawals that provide a review window before transactions execute, customizable daily limits to prevent large unauthorized outflows, and multi-party approval workflows for outbound money movement.

Article produced with the assistance of artificial intelligence and reviewed by the editorial team.