Investment banker Catherine Austin Fitts recently stated that banks are moving deposits onto distributed ledgers. She noted that DTCC will run a closed testnet in July for tokenizing U.S. stocks and Treasury bonds, covering $114 trillion in assets. That is not a proposal. It is a pilot with a clear timeline.

Versan Aljarrah, founder of Black Swan Capitalist, shared the clip, adding that this migration directly benefits XRP.

Stellar Lands the DTCC Contract

In May, DTCC selected Stellar as the first public blockchain to connect to its upcoming tokenized securities settlement platform. This marks the first time DTC-custodied securities will live on a public chain, covering Russell 1000 stocks, major ETFs, and U.S. Treasuries.

DTCC’s Depository Trust Company retains the authoritative legal record, the “golden record,” while Stellar hosts a synchronized on-chain representation of the same asset.

Where XRP Fits

A 2025 DTCC patent makes the role of both assets explicit. The filing outlines a framework for managing Digital Liquidity Tokens across multiple distributed ledgers, naming both the XRP Ledger and Stellar as compatible networks.

The patent describes XRP as suited for high throughput institutional cross-border settlement, while Stellar is positioned for low-cost transactions, fiat ramps, and stablecoin integration.

Within that architecture, liquidity tokens function as interoperability bridges between disconnected ledgers, with the patent illustrating transactions between Ripple Labs and the Stellar Development Foundation networks. XRP and XLM occupy separate, defined roles within the same settlement framework.

The Community Is Paying Attention

Responses to Aljarrah’s post reflected a range of views. BagMan (@XRPBags), a prominent figure in the XRP army, highlighted the importance of utility, as this sets XRP apart from other assets. He also kept focus on fundamentals, asking: “What signal are you watching closest here?”

Another commenter added important context, noting that Canton Network connects first for the July and October dates, with Stellar’s integration not ready until 2027. One more community member raised a structural question about XRP’s role, writing that “a financial institution does NOT necessarily require holding XRP, or high valuation, to conduct cross-border settlements.”

The Scale of What Is Coming

Fitts emphasized the speed of the shift. Regulatory guardrails are now needed not just for stablecoins, but potentially for all bank deposits, stocks, and bonds. DTCC’s integration with Stellar represents a significant step toward connecting the regulated core of U.S. capital markets to public blockchain infrastructure.

XLM secured the first contract. XRP holds the bridging role in DTCC’s own patent. The $114 trillion migration is underway, and XRP could soon see a major opportunity.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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