What Crypto to Invest In? The DeFi Crypto with 10x Potential Is Best in Market Crash

The post What Crypto to Invest In? The DeFi Crypto with 10x Potential Is Best in Market Crash appeared first on Coinpedia Fintech News

Every market crash teaches the same lesson: strong projects with real value and working products recover faster. While many tokens depend on hype, a few stand on their fundamentals. Mutuum Finance (MUTM) represents that new generation of defi crypto projects designed to remain steady even during downturns. It brings a blend of lending, borrowing, and staking features backed by real revenue flow. Analysts see up to 10× upside after listing, as its user-driven mechanics and consistent buy-and-distribute model set it apart from short-lived speculative plays.

Mutuum Finance (MUTM) is now in Presale Phase 6, showing impressive traction among early supporters. The total supply is 4B MUTM. The platform has already raised about $18.5 million across all phases. The current token price stands at $0.035, with 87% of the 170M tokens already taken. The holder count has crossed 17,800, and demand continues to rise. Phase 7 will raise the price to $0.040, marking a 15% jump. Alongside the presale, the project has an active leaderboard that rewards the top user with $500 in MUTM every day for community building, resetting at midnight UTC. This active setup adds excitement to participation while encouraging on-chain activity.

A Real Case of Early Entry Power

One investor decided to move $3,000 worth of SOL into Phase 1 when each MUTM cost $0.01. That swap granted 300,000 tokens. By Phase 6, those tokens now hold a value of $10,500—a clean 250% increase before the listing even happens. At the listing price of $0.06, that same position will reach $18,000. When the platform scales after launch and user adoption expands through 2026, the expected move toward $0.60 brings that investment to $180,000 in value. That is a clear 60× from the original entry and 10× from listing value. Such math shows why many see Mutuum Finance (MUTM) as the next crypto to explode after its full rollout.

The secret behind this performance expectation lies in how the protocol is structured. Mutuum Finance (MUTM) connects real activity—like lending, borrowing, and staking—to token rewards. This approach keeps the token’s utility tied to measurable outcomes rather than market moods.

Lending Innovation and Real Income

The platform’s Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models will work side by side. In the P2C system, a user deposits $10,000 in USDC and receives mtUSDC one for one. If the average annual return in that pool stays near 14%, the user will earn $1,400 in passive income over the year. Borrowers also benefit. Someone who locks $1,000 worth of AVAX as collateral can borrow up to 87% of that value, or $870, keeping AVAX exposure while gaining liquidity.

For users seeking more aggressive returns, the P2P setup brings extra flexibility. Here, a lender and borrower agree on custom terms. These deals are kept separate from the main liquidity pools, protecting P2C stability while allowing adventurous traders to explore higher-risk assets like SHIB or TRUMP. This structure gives Mutuum Finance (MUTM) balance—safe returns for some and stronger yields for others—all within one ecosystem.

Revenue from these lending activities will later feed back into token rewards. A portion of fees and interest income will be used to buy MUTM tokens on the open market. Those tokens will then go to mtToken stakers as rewards. This creates a self-sustaining system where more lending and borrowing mean more tokens distributed to active users. It keeps growth organic and tied to actual usage, a design that should help the project stay resilient during future crypto crash conditions.

Building Toward a Fully Live Platform

The Mutuum Finance (MUTM) roadmap outlines a step-by-step rollout. The V1 of the protocol released on Sepolia Testnet in Q4 2025 will test its smart contracts, liquidity pools, and liquidator bot in a controlled setting. Users will initially be able to borrow and lend by using ETH or USDT as collateral. This will help verify security and efficiency before the mainnet goes live. 

To maintain safety, Mutuum Finance (MUTM) will apply dynamic reserve factors ranging from 10% to 55%, depending on asset risk. Assets like ETH and stablecoins will hold higher borrowing limits, while volatile coins will remain under tighter control. Automated liquidations will activate whenever collateral values fall below defined thresholds, giving liquidators incentives to close positions quickly and keeping the system solvent at all times.

Mutuum Finance (MUTM) stands out because it is engineered to perform even when the broader market struggles. Its defi crypto design links token demand to actual lending and staking activity, ensuring stability during uncertainty. The token’s path from $0.035 in Phase 6 to $0.040 in Phase 7 and $0.06 at listing shows how momentum is building before the official launch. Analysts project a 10x gain from listing level once the product gains traction through 2026.

As 87% of Phase 6 tokens are already sold, this stage offers the final window to secure MUTM at $0.035 before the next 15% price rise. For investors rethinking their portfolios during a crypto crash, reallocating part of their holdings into Mutuum Finance (MUTM) could be the move that balances both safety and growth.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance