More traders are currently seeking cheap tokens with actual utility particularly those that remain below the mark of $0.1. One project in DeFi development has taken the centre stage of that discussion this month. According to the analysts the set up resembles multiple early bull-run winners and analysts place predictions on a potential move of […]More traders are currently seeking cheap tokens with actual utility particularly those that remain below the mark of $0.1. One project in DeFi development has taken the centre stage of that discussion this month. According to the analysts the set up resembles multiple early bull-run winners and analysts place predictions on a potential move of […]

Top Cryptocurrency to Buy Under $0.1 This Month? This New Crypto Could Surge 650%

2025/11/13 00:00
5 min read

More traders are currently seeking cheap tokens with actual utility particularly those that remain below the mark of $0.1. One project in DeFi development has taken the centre stage of that discussion this month. According to the analysts the set up resembles multiple early bull-run winners and analysts place predictions on a potential move of 650% with the roadmap remaining on schedule. The issue is whether this new token will be able to transform good initial demand into true value in the long run.

Applying Dual Lending Design

Mutuum Finance (MUTM) is developing a decentralized lending platform that has two categories of markets. One market provides interrelationships among users and liquidity pools. When users put in assets, they get mtTokens that increase with an increase in interest. The second market promotes direct borrowing where types of clear rates and foreseeable rules of risks are employed.

The interest rates fluctuate according to use. Borrowing is also cheaper when capital is not utilized in a pool, and this one serves to attract more borrowers, and make the activity better. When supply is reduced, the rate increases in order to urge the lenders to inject more liquidity as well as the borrowers to pay up the existing borrowing. It renders APY responsive and comprehensible.

Loan-to-Value constraints influence borrowing. Assuming a 75% LTV, this means that a borrower will be allowed to borrow up to $750 as long as they deposit $1,000 worth of collateral. The position may reach a liquidation point, in case of the devaluation of their collateral. Even in case the market is moving fast, liquidation rules and rate limits are in place to ensure the system is safe.

The presale has been high in demand. MUTM started at $0.01 and currently at Phase 6 with a price of $0.035. The team raised $18.6 million, and has 17,900 holders, and 796 million tokens are sold. Phase 6 has been previously allocated more than 86%, which indicates strong momentum with more traders placing prior to the last stages. 

V1 Timeline

The official X statement by Mutuum Finance ascertained that its V1 testnet in Sepolia will roll out in Q4 2025. The Fundamentals of V1 will consist of the Liquidity Pool, mtTokens, Debt Tokens and the Liquidator Bot, which will be supported as collateral deposits, borrowing and collateral.

The project has a significant appeal of security. The code has been certified as CertiK-clean (90/100 token scan score) and a $50,000 bug bounty is currently underway to identify bugs before mainnet release. Most analysts consider that as a good indicator since lending procedures should be safe to both borrowers and lenders.

Some analysts say MUTM could grow to $0.18-$0.25 in the first significant operational adoption, based on this roadmap in combination with the established listing price of $0.06. That would be an excellent boost among the early presale buyers particularly when V1 receives a significant activity.

Oracle Strategy and Price Forecast

The main premise of this developing lending engine is mtTokens. In the case of users providing assets, they are getting a tracking of interest change in real time by issuing the mtTokens. This simplifies growth making them transparent and not subject to manual claiming or complicated interactions.

In order to maintain the accuracy of liquidations, Mutuum Finance will use trusted oracles such as Chainlink, as well as fallback data feeds and aggregated pricing. The correct data is used to discourage abrupt liquidation shocks and promote a good lending practice.

Having all these mechanics put together, a number of analysts provide an estimate of a potential 5-8x increase via the listing zone once user activity accumulates. That would place a middle-level price target of between $0.30-$0.48 in a robust 2026 time.

MUTM compared to Early Solana by the analysts

According to some analysts who did call Solana hitting early runs, Mutuum Finance is on parallel early paths. A breakout of Solana was a social community, a clear roadmap, and clarity of metrics occurring simultaneously. The same case is exhibited by MUTM in its initial phase through its presale strength and timeline of the roadmap.

Mutuum Finance remains in the early stages, however, it has one obvious goal: the lending system that is both flexible in its interest, predictable in rules of risk. As long as the team successfully delivers V1 and subsequently upgrades into its intended integrations of a stablecoin and even a layer-2, MUTM might find itself listed not just with more actual utility than most emerging tokens but also with higher utility.

This is what makes MUTM enjoy a closer examination by more traders interested in the best cryptocurrency to invest in less than a dollar this month. High demand, audited security, budgeted revenue loops and defined product schedule are some of the main factors that influence analysts to view a multi-month growth window.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Market Opportunity
TOP Network Logo
TOP Network Price(TOP)
$0.000096
$0.000096$0.000096
0.00%
USD
TOP Network (TOP) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Here’s How Consumers May Benefit From Lower Interest Rates

Here’s How Consumers May Benefit From Lower Interest Rates

The post Here’s How Consumers May Benefit From Lower Interest Rates appeared on BitcoinEthereumNews.com. Topline The Federal Reserve on Wednesday opted to ease interest rates for the first time in months, leading the way for potentially lower mortgage rates, bond yields and a likely boost to cryptocurrency over the coming weeks. Average long-term mortgage rates dropped to their lowest levels in months ahead of the central bank’s policy shift. Copyright{2018} The Associated Press. All rights reserved. Key Facts The central bank’s policymaking panel voted this week to lower interest rates, which have sat between 4.25% and 4.5% since December, to a new range of 4% and 4.25%. How Will Lower Interest Rates Impact Mortgage Rates? Mortgage rates tend to fall before and during a period of interest rate cuts: The average 30-year fixed-rate mortgage dropped to 6.35% from 6.5% last week, the lowest level since October 2024, mortgage buyer Freddie Mac reported. Borrowing costs on 15-year fixed-rate mortgages also dropped to 5.5% from 5.6% as they neared the year-ago rate of 5.27%. When the Federal Reserve lowered the funds rate to between 0% and 0.25% during the pandemic, 30-year mortgage rates hit record lows between 2.7% and 3% by the end of 2020, according to data published by Freddie Mac. Consumers who refinanced their mortgages in 2020 saved about $5.3 billion annually as rates dropped, according to the Consumer Financial Protection Bureau. Similarly, mortgage rates spiked around 7% as interest rates were hiked in 2022 and 2023, though mortgage rates appeared to react within weeks of the Fed opting to cut or raise rates. How Do Treasury Bonds Respond To Lower Interest Rates? Long-term Treasury yields are more directly influenced by interest rates, as lower rates tend to result in lower yields. When the Fed pushed rates to near zero during the pandemic, 10-year Treasury yields fell to an all-time low of 0.5%. As…
Share
BitcoinEthereumNews2025/09/18 05:59
SoftBank (SFTBY) Stock; Slight Dip Amid AMD Collaboration on AI Infrastructure

SoftBank (SFTBY) Stock; Slight Dip Amid AMD Collaboration on AI Infrastructure

TLDRs; SoftBank stock slips slightly as AI GPU collaboration with AMD is announced. The partnership tests GPU partitioning for efficient multi-tenant AI infrastructure
Share
Coincentral2026/02/16 15:29
BlackRock and Marvel Studios Acquire Big Stakes in Mutual Capital

BlackRock and Marvel Studios Acquire Big Stakes in Mutual Capital

BlackRock and Marvel Studios acquire major stakes in Mutual Capital, boosting its role as a leader in asset tokenization.]]>
Share
Crypto News Flash2025/09/18 17:10