The post Hong Kong Sees Slight Decrease in Deposits and Loans in October 2025 appeared on BitcoinEthereumNews.com. James Ding Nov 28, 2025 09:07 The Hong Kong Monetary Authority reported a 0.4% decrease in total deposits and a 0.7% decline in loans for October 2025, highlighting fluctuating monetary trends. Monetary Trends in October 2025 According to the Hong Kong Monetary Authority (HKMA), total deposits within authorized institutions experienced a 0.4% decrease in October 2025. This decline reflects a broader shift in monetary trends as both Hong Kong dollar deposits and foreign currency deposits fell by 0.9% and 0.1% respectively, primarily driven by corporate fund flows. Despite these short-term fluctuations, the year-to-date figures show a 9.7% increase in total deposits and a 3.1% rise in Hong Kong dollar deposits. Renminbi Deposits and Cross-Border Trade Renminbi deposits in Hong Kong also saw a reduction of 0.6%, amounting to RMB996.2 billion by the end of October. Cross-border trade settlement in renminbi totaled RMB1,006.6 billion, a decrease from September’s RMB1,123.2 billion. The HKMA emphasizes that monthly changes in deposits are influenced by a variety of factors, including interest rate movements and corporate fund-raising activities, suggesting that long-term trends provide a more accurate picture of monetary stability. Loan and Monetary Supply Dynamics Total loans and advances decreased by 0.7% during October, although they grew by 0.9% over the year up to October. Loans for domestic use, including trade finance, and those for overseas use fell by 0.9% and 0.2% respectively. The loan-to-deposit ratio for the Hong Kong dollar remained steady at 73.6%, as both loans and deposits decreased at a similar pace. Monetary Aggregates The HKMA reported that both Hong Kong dollar M2 and M3 monetary aggregates decreased by 0.6% in October but increased by 3.5% compared to the previous year. The seasonally-adjusted Hong Kong dollar M1 saw a 1.7% increase in October and a… The post Hong Kong Sees Slight Decrease in Deposits and Loans in October 2025 appeared on BitcoinEthereumNews.com. James Ding Nov 28, 2025 09:07 The Hong Kong Monetary Authority reported a 0.4% decrease in total deposits and a 0.7% decline in loans for October 2025, highlighting fluctuating monetary trends. Monetary Trends in October 2025 According to the Hong Kong Monetary Authority (HKMA), total deposits within authorized institutions experienced a 0.4% decrease in October 2025. This decline reflects a broader shift in monetary trends as both Hong Kong dollar deposits and foreign currency deposits fell by 0.9% and 0.1% respectively, primarily driven by corporate fund flows. Despite these short-term fluctuations, the year-to-date figures show a 9.7% increase in total deposits and a 3.1% rise in Hong Kong dollar deposits. Renminbi Deposits and Cross-Border Trade Renminbi deposits in Hong Kong also saw a reduction of 0.6%, amounting to RMB996.2 billion by the end of October. Cross-border trade settlement in renminbi totaled RMB1,006.6 billion, a decrease from September’s RMB1,123.2 billion. The HKMA emphasizes that monthly changes in deposits are influenced by a variety of factors, including interest rate movements and corporate fund-raising activities, suggesting that long-term trends provide a more accurate picture of monetary stability. Loan and Monetary Supply Dynamics Total loans and advances decreased by 0.7% during October, although they grew by 0.9% over the year up to October. Loans for domestic use, including trade finance, and those for overseas use fell by 0.9% and 0.2% respectively. The loan-to-deposit ratio for the Hong Kong dollar remained steady at 73.6%, as both loans and deposits decreased at a similar pace. Monetary Aggregates The HKMA reported that both Hong Kong dollar M2 and M3 monetary aggregates decreased by 0.6% in October but increased by 3.5% compared to the previous year. The seasonally-adjusted Hong Kong dollar M1 saw a 1.7% increase in October and a…