Canadian analysts project increased XRP adoption in fintech sector

2025/12/12 07:59

Canadian financial technology analysts have issued forecasts projecting expanded adoption of XRP in digital payment systems, according to reports circulating in cryptocurrency markets.

Summary

Canadian fintech researchers are forecasting wider adoption of XRP in digital payments.
Analyst Skipper_xrp noted growing XRPL ecosystem activity—including interest in the raccoon-themed RACO token—while also pointing to new U.S. regulatory clarity.
The ruling allows banks to facilitate XRP trades within a regulated framework, which analysts say could boost institutional integration and strengthen XRP’s positioning.

Financial institutions have continued to implement blockchain-based settlement systems, prompting several Canadian researchers to issue projections on XRP’s potential role in the sector, according to industry observers.

A Canadian news article highlighted XRP as a potential leading financial technology application within the cryptocurrency sector, according to a video shared by crypto analyst Skipper_xrp. The article suggested XRP is being evaluated by Canadian analysts as a cross-border payment tool with potential to become a component of modern finance infrastructure by 2027.

Skipper_xrp also reported on RACO, a raccoon-themed token operating on the XRP Ledger, which has gained attention within the XRPL ecosystem. The RACO tokens are currently available for community participation, according to the analyst’s statement.

In regulatory developments, the US Office of the Comptroller of the Currency (OCC) has confirmed that national banks are legally permitted to conduct riskless principal transactions in crypto-assets, according to Skipper_xrp. This regulatory clarification allows banks to act as intermediaries for cryptocurrency transactions without assuming market risk.

The OCC ruling enables US national banks to facilitate XRP-based trades and payments in a regulated framework, according to the analyst’s interpretation. The regulatory clarity may provide banks with a compliant method to offer XRP services to institutional and retail clients through established financial institutions.

Skipper_xrp stated the ruling could provide XRP with positioning advantages in the US market and potentially increase institutional integration of the digital asset into banking service offerings.

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