BeInCrypto and EMCD hosted a joint educational webinar and live Q&A focused on a core challenge across Latin America: how to protect purchasing power when inflation and currency volatility make traditional saving strategies increasingly ineffective.
The session, titled “How to Safely Increase Your Capital Up to 14% Per Year,” featured Bruno Avanco (EMCD), Rafael del Castillo (EMCD) and Bryan Maturana (BeInCrypto), who combined product and legal perspectives to discuss risk management, diversification, and how users can evaluate crypto platforms more objectively.
Inflation as the “Silent Tax” on Savings
The webinar opened with a macro-level framing: inflation gradually erodes purchasing power, especially when capital remains idle in local currency. Speakers emphasized that this dynamic is particularly visible in Latin America, where recurring devaluations have pushed many users to seek alternatives that may better preserve value over time.
The core takeaway was simple: doing nothing is still a decision—and in inflationary environments, it often comes with a cost.
Capital Preservation and Liquidity Come First
Bruno highlighted two priorities that shaped the discussion:
- Preserving capital, rather than chasing aggressive returns
- Maintaining liquidity, meaning the ability to access funds when needed
He contrasted liquid instruments with more illiquid options like real estate, arguing that liquidity becomes crucial during periods of uncertainty or rapid market shifts.
Due Diligence Over Hype: How to Evaluate Platforms
A key segment focused on how users can reduce risk in a market where unverified or opaque projects remain common.
Rafael returned to practical verification signals:
- A clear track record and operational history
- Transparency around the product and team
- Returns that look realistic, not exaggerated
- Standard compliance measures (such as KYC/AML), presented as common practice across financial platforms
The broader message: risk management starts before you invest, not after.
Coinhold Explained: Flexible vs. Fixed Approaches
In the second half, the discussion shifted to EMCD’s Coinhold and how it is positioned for users looking for more structured, low-maintenance approaches.
Bruno outlined two formats:
- Flexible plan: lower rewards, with the ability to withdraw at any time
- Fixed plan: higher rewards, with funds locked until the selected term ends (examples discussed included terms ranging from roughly one month up to a year)
Speakers also emphasized that returns are not guaranteed, describing them as estimates rather than certainty.
Stablecoins, Major Assets, and the Role of Diversification
When asked how to prevent losses in volatile markets, the response was direct: there is no way to eliminate market risk.
Instead, the speakers suggested managing exposure through:
- Diversification across asset types
- Preference for larger, more established crypto assets when taking volatility risk
- Stablecoins for users prioritizing lower price fluctuation
- Allocating only what the user can tolerate emotionally and financially
Audience Q&A: Concrete Points
The live Q&A produced several specific clarifications:
- Minimum to start: Coinhold can be started from $10, according to the webinar.
- Upper limit: speakers stated there is no maximum, while recommending users stay within a personally comfortable allocation.
- Taxes: EMCD does not provide individual tax advice; users are responsible for declaring and paying taxes according to their residency.
Closing Takeaway: Education + Small, Consistent Action
The webinar closed on a pragmatic note: in high-inflation environments, people increasingly need to think beyond traditional saving—but crypto participation should be informed, measured, and risk-aware.
Speakers encouraged viewers to:
- understand where yields come from and what risks exist
- avoid emotional decision-making
- start small, build gradually
- prioritize transparency and platform credibility
The overall framing matched the tone of the session: crypto can be part of a capital strategy, but only when users approach it with verification, diversification, and realistic expectations.
Source: https://beincrypto.com/beincrypto-emcd-latam-webinar/
