Ripple’s XRPL Expands as ORQO Launches Soil Yield Product for RLUSD

ORQO Group has expanded its Soil fintech platform to the XRP Ledger. The launch allows RLUSD stablecoin holders to earn asset-backed yield through compliant on-chain vaults. The deployment marks a new phase of real-world asset integration on XRPL as demand grows for regulated yield frameworks in the stablecoin sector.

The expansion follows strong early participation from users, who filled $1 million in asset pools in less than 72 hours. ORQO said more pools will open in the coming weeks as the platform scales across the network. Soil now becomes the first compliant yield protocol on XRPL designed for institutional-grade fixed returns backed by traditional assets.

The move broadens Soil’s reach beyond Ethereum virtual machine networks. The platform previously operated across Ethereum, Polygon, BNB Chain, and Arbitrum. With XRPL now added, Soil extends its multi-chain footprint while supporting new utility for RLUSD stablecoin users.

Soil Brings Fixed Yield Through Tokenized Real-World Assets

Soil offers RLUSD holders access to fixed returns generated by financial instruments with low volatility. These include private credit, tokenized U.S. Treasuries, and market-neutral hedge fund strategies. The protocol converts these instruments into on-chain yield vaults that distribute predictable returns.

The launch strengthens RLUSD’s position within XRPL as more than a payment token. RLUSD can now operate as a yield-bearing stablecoin, supported by transparent and compliant mechanisms. ORQO said the structure aligns with growing demand for asset-backed products that function across multiple networks.

Nick Motz, CEO of ORQO Group and CIO of Soil, said large-scale yield infrastructure will become essential as stablecoins evolve. He said the market is shifting toward institutional-grade frameworks and that Soil aims to meet the demand with regulated and transparent operations.

Industry forecasts estimate that the stablecoin market could reach $2 trillion by 2028. The growth is expected to be driven by regulatory clarity, institutional use, and the shift toward tokenized financial instruments. Soil’s expansion aligns with those trends by enabling stablecoin holders to earn steady returns backed by real assets.

XRPL Gains New Infrastructure for Institutional DeFi

Ripple’s XRP Ledger continues to expand its institutional tools. XRPL offers near-instant settlement and minimal transaction fees, which support high-volume financial activity. Soil selected the network for its compliance-focused architecture and its ability to settle transactions quickly.

The network recently activated the XLS-81 Permissioned DEX amendment. This upgrade enables the creation of gated trading venues where only approved participants can interact. The feature is designed to meet institutional compliance requirements, including KYC and AML measures.

The XLS-85 Token Escrow feature also launched. It allows conditional settlement for issued tokens, including stablecoins and tokenized assets. The upgrade provides more flexibility for institutions that require time-based or event-based settlement.

The XRP Ledger Foundation confirmed that the network’s unique node list has expanded. A new validator, Squid, was added to improve resilience and consensus overlap across nodes. The foundation said validator diversity remains important for preventing network forks and ensuring strong operational performance.

Despite these announcements, the XRP price has failed to recover after failing to breach resistance. At press time, the XRP price was trading at $1.40, a 1.27% decline from the 24-hour high.