Long-term Bitcoin Trader Says XRP Price Is Coded and Banks Will Pay $10,000

A bold statement from crypto enthusiast and long-term trader AltcoinFox (@AltcoinFoxx) has added new momentum to ongoing discussions about XRP’s long-term valuation.

In a recent post, he wrote, “XRP PRICE IS CODED” and added that it is now “CODED IN THE XRP RESERVE.” He also claimed that banks will eventually pay $10,000 for 1 XRP. His message was clear and direct. He ended the post with a simple instruction to holders: “LOCK IN.”

These comments come at a time when XRP in global finance remains a major topic among digital asset analysts and institutional observers. The idea of an XRP reserve continues to circulate in financial discussions, especially as governments and institutions explore digital asset reserves and blockchain-based settlement systems. This context gives weight to the claim that XRP could be positioned as a strategic asset rather than just a speculative token.

XRP’s Utility and Institutional Appeal

XRP was built for speed, low transaction costs, and cross-border settlement. These features give it a clear advantage in global payments. Traditional international transfers can take days to settle. XRP transactions settle in seconds with low fees. This makes the asset attractive for banks and payment providers that need fast and efficient liquidity movement.

Financial institutions also benefit from on-demand liquidity. XRP enables value to move without needing pre-funded accounts in foreign countries. This reduces capital requirements and improves cash flow efficiency.

These advantages explain why some analysts believe banks could eventually accumulate XRP in large quantities if global payment infrastructure shifts toward blockchain settlement.

If banks need XRP for liquidity and settlement, demand could rise sharply. Limited supply would then become a key factor in price movement. This is one of the main arguments used by long-term XRP supporters who believe the asset could reach very high valuations over time.

Why Some Analysts Say Do Not Sell

Another well-known figure in the XRP community, Time Traveler, has advised investors not to sell their holdings too early. He explained that some investors may sell their XRP to banks for large sums and become rich, but those who hold longer could become far wealthier if the price continues to rise beyond those early buyout levels.

This viewpoint is based on the belief that institutional adoption will not happen all at once. Like Altcoin Fox, many market participants believe banks will be willing to pay $10,000 for 1 XRP soon.

If XRP becomes part of financial reserves or liquidity infrastructure, demand could come from institutions rather than retail traders, and this demand could easily push the asset to unprecedented levels.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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