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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

33980 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
GoPlus: Many stablecoins similar to XUSD harbor a high risk of de-pegging or insolvency.

GoPlus: Many stablecoins similar to XUSD harbor a high risk of de-pegging or insolvency.

PANews reported on November 4th that the GoPlus Chinese community published an analysis on the X platform stating that, with the continued decline in price and reduced liquidity, more stablecoins like XUSD may be facing a higher risk of de-pegging or insolvency. 1. Yield-bearing stablecoins rely on high-return strategies (lending/leverage/LP rewards), have large exposure to external borrowing, and have high liquidity requirements (xUSD belongs to this category). 2. Algorithm/Dual-Token Stablecoins (without sufficient external collateral): The mechanism for maintaining price stability relies on market arbitrage/token burning, and there are no reserves for immediate redemption in fiat currency. 3. For projects with centralized governance or a single counterparty, the loss of private keys, governance delays, or custodian bankruptcy can all lead to the closure of redemption channels. 4. High concentration of holdings / A small number of whales reducing their holdings of tokens with a very high percentage of ownership in a few wallets can have a significant impact on secondary market liquidity and price stability. 5. Projects that promise high returns but lack transparency, have insufficient audits, anonymous teams, opaque leverage, associated addresses, and unclear sources of returns all increase project risk.

Author: PANews

2025/11/04

Analysts: Stream Finance's $93 million loss could result in over $285 million in risk exposure.

Analysts: Stream Finance's $93 million loss could result in over $285 million in risk exposure.

PANews reported on November 4th that, according to The Block, independent DeFi analyst YieldsAndMore has compiled a network of risk exposures related to Stream Finance's $93 million loss . Hundreds of millions of dollars in loans and collateral positions in lending markets, stablecoins, and liquidity pools may have been indirectly affected. YieldsAndMore stated that Stream's debt spans at least seven networks, involving numerous counterparties including Elixir, MEV Capital, Varlamore, TelosC, and Re7 Labs. Assets associated with Stream's xUSD, xBTC, and xETH tokens were repeatedly collateralized in protocols such as Euler, Silo, Morpho, and Sonic, amplifying the potential contagion of risks in the DeFi space. Their estimate puts the total debt related to Stream (excluding indirect exposure to derivative stablecoins) at approximately $285 million. TelosC ($123.6 million), Elixir ($68 million), and MEV Capital ($25.4 million) are the most heavily involved. The team states the losses are substantial, the solution is unclear, and more stablecoins and liquidity pools may be affected. The research shows the largest single exposure is Elixir's deUSD, which lent $68 million in USDC to Stream, representing approximately 65% of deUSD's total reserves. Elixir states its position has a "full redemption right per dollar," but according to a post by YieldsAndMore on the X platform, the Stream team has informed creditors that repayments will be suspended until legal proceedings are complete. Other indirect exposures may include Treeve's scUSD, which is caught in a multi-layered lending cycle through Mithras, Silo, and Euler. Varlamore and MEV Capital also hold smaller but noteworthy positions. In a post about the Stream incident, YieldsAndMore wrote: "This risk map is still incomplete, and we expect more affected pools to come to light as position liquidations and audits of lending contracts proceed."

Author: PANews

2025/11/04

Ripple Acquires Palisade to Expand Crypto Services and Support Corporate Adoption

Ripple Acquires Palisade to Expand Crypto Services and Support Corporate Adoption

Ripple has purchased Palisade, a prominent crypto wallet and custody company. The company announced this acquisition on Monday, which enhances its institutional services, namely Ripple Custody. The relocation is expected to offer fintechs, crypto-native companies, and large enterprises secure custody. Palisade wallet-as-a-service will be a part of Ripple Custody. The integration will also see Ripple […]

Author: Tronweekly

2025/11/04

Native IPOs may be coming on-chain

Native IPOs may be coming on-chain

The post Native IPOs may be coming on-chain appeared on BitcoinEthereumNews.com. President of the Solana Foundation, Lily Liu stated that her team is working on creating an “internet capital market” that would launch on-chain IPOs in the near future. Summary Solana Foundation President Lily Liu announced plans to build an “internet capital market” and enable on-chain native IPOs, aiming to bridge traditional finance with blockchain technology. Liu also highlighted Solana’s growing role in the $307 billion stablecoin market, citing partnerships with institutions like Franklin Templeton and Western Union to expand blockchain’s applications in payments and financial infrastructure. At the Finternet 2025 Asia Digital Finance Summit on Nov. 4, President Lily Liu talked about the possibility of opening up capital markets to blockchain technology. She revealed that Solana is currently driving the creation of what she deems the “internet capital market” which could provide wider access to liquidity and bridge the gap between traditional finance and crypto. In addition, Liu said that the organization plans to achieve on-chain native initial public offerings within the next few years. On-chain IPOs are a more modern approach to a company going public by issuing its shares as digital tokens on a blockchain, rather than on stock exchanges or other intermediaries. “That’s what technology does, it shortens the access required between one side of the market and the other side of the market. So I think when it comes to internet capital markets, that I think is now the new white whale for this industry,” said Liu in her on-stage interview with Chief Commercial Officer of OSL Group, Eugene Cheung. She goes on to explain that a number of mechanisms that already exist on-chain could be optimized to accommodate a shift from the old-fashioned price discovery mechanisms in traditional finance into more modern methods. The use of blockchain technology could also make price discovery more transparent…

Author: BitcoinEthereumNews

2025/11/04

Stream Finance halts withdrawals after $93M loss, xUSD depegs 75%

Stream Finance halts withdrawals after $93M loss, xUSD depegs 75%

The post Stream Finance halts withdrawals after $93M loss, xUSD depegs 75% appeared on BitcoinEthereumNews.com. Stream Finance has halted deposits and withdrawals from its platform in response to the loss of $93 million of “Stream fund assets.” The news caused the xUSD yield vault token to depeg over 75%. At the time of writing it’s trading at $0.30 rather than its target price of around $1.27. It blames the loss on an “external fund manager overseeing Stream funds.” Yesterday, an external fund manager overseeing Stream funds disclosed the loss of approximately $93 million in Stream fund assets. In response, Stream is in the process of engaging Keith Miller and Joseph Cutler of the law firm Perkins Coie LLP, to lead a comprehensive… — Stream Finance (@StreamDefi) November 4, 2025 Read more: DeFi projects under fire for inflated TVL and murky lending loops Just over a week ago, concerns began to circulate over a tangled web of yield vaults, including Stream Finance’s xUSD. The high yields offered were often propped up via looped lending and borrowing of their own and each others’ assets. Since then, total value locked (TVL) on Stream has dropped from a high of over $200 million to just $98 million today, per DeFiLlama data. The platform lost $50 million in TVL yesterday alone. Protos’ previous reporting looked into a “DeFi daisy chain” of lending between Stream Finance’s xUSD, YieldFi’s yUSD and Elixir’s deUSD. Most of the strategies also relied on Midas’ mHYPER to greater or lesser extent. The assets were leveraged against each other on decentralized finance lending platforms such as Morpho and Ruler. These assets mostly bill themselves as a variation on “stablecoin-backed market-neutral strategies,” similar to Ethena’s USDe. The Transparency page of Stream Finance’s website reads “Coming soon!,” with a link to a bundle of addresses on portfolio tracker Debank standing in for any detailed proof of reserves. In response…

Author: BitcoinEthereumNews

2025/11/04

Charles Hoskinson Wants to Fix Cardano’s $5Bn DeFi Problem

Charles Hoskinson Wants to Fix Cardano’s $5Bn DeFi Problem

The post Charles Hoskinson Wants to Fix Cardano’s $5Bn DeFi Problem appeared on BitcoinEthereumNews.com. Charles Hoskinson, the founder of Cardano, is sounding the alarm for the network. While the network boasts a healthy 1.3 million active users, decentralized finance (DeFi) activity on Cardano remains thin — far below the scale needed to reach $5-10 billion in TVL. In his live X stream, he said, “how can we ask Solana and Ethereum users to come and use our DeFi if our own users are not using DeFi. Do they not feel safe? Do they feel experiences are not good enough or the yield isn’t coming?” He also said there can be tonnes of reasons for it and we need a debate on it with these users to try and understand. However, in a later video, he said “ofcourse that’s not to blame users for the Defi woes. We need a debate with these users to come and solve the problem.” His conviction comes as the network recently released Ourobors Phalanx upgrade to enhance network safety by tackling “grinding attacks”. BREAKING NEWS: CHARLES CALLS OUT CARDANO USERS FOR IGNORING CARDANO DEFI 😱😱😱@IOHK_Charles addressed a critical issue on the lack of user participation within Cardano’s DeFi ecosystem. If our own people used our DeFi protocols, our TVL would be $5–10 billion not $680… pic.twitter.com/1wiKsSUV4Q — Mintern (@MinswapIntern) November 2, 2025 Cardano’s DeFi Problem Cardano has millions of active wallets and ~1.3 million staking/governance participants, but only tens of thousands of daily on-chain actors actually using DeFi — and DeFi liquidity (TVL) on Cardano is measured in the low hundreds of millions, not billions. Low TVL generally means big trades suffer slippage and yields – making the network unattractive for professional market-makers and institutions. That discourages both retail traders and capital allocators from moving funds on-chain. Cardano does have a large, active community – but most of those…

Author: BitcoinEthereumNews

2025/11/04

Acquires Crypto Wallet Firm to Expand Institutional Payments Business

Acquires Crypto Wallet Firm to Expand Institutional Payments Business

The post Acquires Crypto Wallet Firm to Expand Institutional Payments Business appeared on BitcoinEthereumNews.com. Ripple, the blockchain tech firm closely associated with the XRP Ledger (XRP) network, said on Monday it has acquired crypto wallet provider Palisade to expand its institutional custody and payments offering. Palisade’s wallet-as-a-service platform will be integrated into Ripple Custody, a product designed for banks and corporates handling digital assets, stablecoins and tokenized real-world assets. Ripple said Palisade brings tools for high-speed, high-frequency use cases — like on- and off-ramps or enterprise payment flows — where users need secure wallets that can be created and deployed quickly. The tech also supports multiple blockchains and can interact with decentralized finance (DeFi) protocols. Ripple’s broader strategy is to build out a crypto-native alternative to traditional financial infrastructure. That includes cross-border payments, liquidity, stablecoin issuance and, increasingly, the tools needed to manage assets securely. Ripple said it now holds over 75 regulatory licenses globally and supports banks such as BBVA, DBS and Societe Generale’s crypto division. With acquiring Palisade, Ripple gains the technical plumbing to serve faster-moving customers like fintechs needing instant wallet creation for new users or corporates managing global treasury operations, Ripple President Monica Long told CoinDesk in an interview. “Palisade offered the best set of capabilities to complement what we have built with Ripple Payments, which has been growing tremendously this year with stablecoin payment proliferation,” Long said. The acquisition follows Ripple’s 2023 purchase of Swiss custody firm Metaco and three other deals this year: $1.25 billion for prime broker Hidden Road (now Ripple Prime), $200 million for stablecoin payments firm Rail and treasury tech provider GTreasury. Read more: Ripple Expands U.S. Institutional Offering With Introduction of Digital Asset Spot Prime Brokerage Source: https://www.coindesk.com/business/2025/11/03/ripple-acquires-crypto-wallet-firm-palisade-to-expand-institutional-payments-business

Author: BitcoinEthereumNews

2025/11/04

IOTA Positioned at the Core of Global DLT Policy as INATBA Explores Tokenization’s Future

IOTA Positioned at the Core of Global DLT Policy as INATBA Explores Tokenization’s Future

IOTA co-founders discuss the growing impact of tokenization in finance, governance, and infrastructure in the latest INATBA report. The report details the expansion of DeFi and tokenized asset markets, exploring use cases such as fractional real estate, stablecoins, etc. The IOTA distributed ledger technology (DLT) is emerging as a key player in the tokenization of [...]]]>

Author: Crypto News Flash

2025/11/04

Ripple Launches Prime Platform for Institutional XRP Trading in Evolving US Market

Ripple Launches Prime Platform for Institutional XRP Trading in Evolving US Market

The post Ripple Launches Prime Platform for Institutional XRP Trading in Evolving US Market appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple Prime launches in the US as a new platform for institutional OTC spot trading in digital assets like XRP and RLUSD, enabling seamless cross-margining with derivatives and traditional finance tools. This move positions Ripple as a key bridge between crypto and TradFi, offering comprehensive prime brokerage services to major clients. Ripple Prime introduces OTC spot execution for prominent cryptocurrencies and stablecoins, including XRP and RLUSD. The platform integrates spot trades with derivatives, swaps, and futures for efficient cross-margining. Following the acquisition of Hidden Road, Ripple enhances its global infrastructure for multi-asset prime brokerage, supporting FX, fixed income, and crypto spot trading. Ripple Prime launch revolutionizes institutional crypto trading with OTC spot services for XRP and RLUSD. Discover how this bridges TradFi and digital assets—explore features and implications now. What is Ripple Prime and How Does Its Launch Impact Institutional Crypto Trading? Ripple Prime is Ripple’s newly launched institutional prime brokerage platform in the US, focusing on over-the-counter (OTC) spot trading for major digital assets, including its native token XRP and stablecoin RLUSD. Set to break ground on November…

Author: BitcoinEthereumNews

2025/11/04

Tokenization: BlackRock CEO Unveils the Future of Global Finance

Tokenization: BlackRock CEO Unveils the Future of Global Finance

BitcoinWorld Tokenization: BlackRock CEO Unveils the Future of Global Finance The financial world is buzzing with a groundbreaking concept that promises to redefine how we invest, trade, and interact with assets. BlackRock CEO Larry Fink recently put a spotlight on this transformative force: tokenization. He believes it’s not just a trend but potentially the most crucial development for the future of global finance. What Exactly is Tokenization and Why Does it Matter? Larry Fink’s vision, shared at Hong Kong FinTech Week 2025, paints a vivid picture. Imagine a world where all Exchange Traded Funds (ETFs), currently valued at a staggering $5.3 trillion, are transformed into digital tokens. This process, known as tokenization, involves converting rights to an asset into a digital token on a blockchain. Unlocking Liquidity: Tokenized assets can be bought and sold in smaller fractions, making high-value assets more accessible to a wider range of investors. 24/7 Trading: Unlike traditional markets with limited hours, tokenized assets can be traded around the clock, offering unprecedented flexibility. Reduced Costs: By eliminating intermediaries and streamlining processes, tokenization can significantly lower transaction fees and operational overheads. Fink suggests that in such a future, your digital wallet could hold virtual assets, stablecoins, or any currency, allowing you to seamlessly purchase bonds or stocks without traditional fees. This isn’t just an upgrade; it’s a fundamental shift in how we perceive and interact with financial assets. How Tokenization Could Revolutionize Your Investments Think about the current investment landscape. Buying a share of an ETF involves several steps and intermediaries, often with delays and associated costs. With tokenization, this could become as simple as a few taps on your phone, making the entire process more direct and efficient. Direct Ownership: Tokens represent direct ownership or fractional ownership of an underlying asset, simplifying the ownership structure. Enhanced Transparency: Blockchain technology provides an immutable record of ownership and transactions, increasing trust and reducing the potential for fraud. Faster Settlements: Transactions can settle in minutes, not days, freeing up capital more quickly and improving market efficiency. This paradigm shift isn’t limited to ETFs. Real estate, fine art, commodities, and even intellectual property could all benefit from the efficiencies and accessibility that tokenization brings. It democratizes access to assets previously reserved for institutional investors or the wealthy, opening up new investment opportunities for everyone. Navigating the Path to a Tokenized Future While the benefits of tokenization are compelling, its widespread adoption requires careful consideration and strategic development. Regulatory frameworks, in particular, need to evolve to accommodate these new digital assets, ensuring robust investor protection and overall market stability. Regulatory Clarity: Governments and financial bodies worldwide are actively working to establish clear and consistent guidelines for tokenized securities. Technological Infrastructure: Robust and secure blockchain platforms are essential to handle the immense scale and complexity of global finance. Interoperability: Different blockchain networks and existing traditional financial systems need to be able to communicate and integrate seamlessly. BlackRock, a titan in traditional finance, acknowledging the transformative power of tokenization signals a significant turning point. It suggests that major financial institutions are not just observing but actively envisioning and perhaps building this future. This move by BlackRock, led by Larry Fink, lends immense credibility to the concept of tokenization, pushing it further into the mainstream financial dialogue. Summary: The Inevitable Evolution of Finance Through Tokenization Larry Fink’s powerful endorsement of tokenization highlights its potential to reshape global finance fundamentally. From making investments more accessible and efficient to offering unprecedented transparency and liquidity, tokenization promises a future where financial interactions are faster, cheaper, and more inclusive. While challenges remain, the clear vision from a leader like Fink underscores that this digital transformation is not just a possibility, but an inevitable and exciting direction for the financial world. Frequently Asked Questions (FAQs) About Tokenization 1. What is tokenization in simple terms? Tokenization is the process of converting a real-world asset (like real estate, a stock, or even art) into a digital token on a blockchain. This digital token represents ownership or a share of that asset. 2. How does tokenization differ from traditional asset ownership? Unlike traditional ownership, where physical certificates or ledger entries prove ownership, tokenization uses a blockchain to create a secure, immutable, and easily transferable digital record. This often allows for fractional ownership and 24/7 trading. 3. What are the main benefits of tokenization for investors? Key benefits include increased liquidity (easier to buy/sell), fractional ownership (invest in smaller amounts), lower transaction costs, faster settlement times, and greater transparency through blockchain records. 4. Are there any risks associated with tokenization? Yes, risks include regulatory uncertainty, cybersecurity threats to digital wallets and platforms, potential market volatility, and the need for robust legal frameworks to protect token holders’ rights. 5. When can we expect widespread adoption of tokenization? Widespread adoption of tokenization is an ongoing process. While some assets are already tokenized, full integration into global financial systems will depend on further technological development, regulatory clarity, and institutional acceptance, which BlackRock’s interest significantly accelerates. If you found this insight into the future of finance fascinating, share this article with your network! Let’s spark a conversation about how tokenization could transform our financial world. To learn more about the latest crypto market trends, explore our article on key developments shaping digital assets institutional adoption. This post Tokenization: BlackRock CEO Unveils the Future of Global Finance first appeared on BitcoinWorld.

Author: Coinstats

2025/11/04

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